1423 Evergreen St
Ctop 80%San Diego, CA 92106
76 licensed short-term rentals within ½ mile (48 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 4-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$6,579/mo full cashflow at 20% down, 7.43% rate.
Works at $392,469 (69% under asking), or at 96% down.
Rent $4,518/mo from 11 leases of 1–3 bed condos & townhomes within 0.5 mi ($4,000–$4,458).
Beds
2
Baths
2.5
Sqft
1,373
Year Built
2017
Days on Market
110
Property Type
Townhouse
HOA/mo
$465
MLS ID
NDP2606954
This property is in San Diego (92106). View neighborhood stats →
About This Property
Stunning, stylish and contemporary townhome just blocks to the harbor. Enjoy spectacular unbeatable views from open concept living space and private rooftop deck with 360 degree views. Kitchen opens to living area with soaring ceilings, stainless appliances and quartz countertops offering panoramic vistas from the harbor to downtown. Bright, light filled interiors showcase abundant windows and luxury plank vinyl flooring throughout most of the home. The thoughtfully designed floor plan includes two bedrooms each with it's own en-suite bath, while the primary suite offers a walk in closet. Additional highlights include a two car garage, central A/C, washer/dryer and a tankless water heater. Outstanding quiet location with terrific walkability as well as proximity to airport and downtown San Diego.
Mortgage Calculator
Est. Monthly Payment
$9,017
Location
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Zoned Schools
Elementary
Cabrillo Elementary · grades PK-4 · San Diego Unified
Middle
Correia Middle · grades 7-8 · San Diego Unified
High
Point Loma High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,518
Comp Average
$4,198
1174 Locust Street
2bd / 1.5ba · 1,120 sqft · Townhouse
$755K
Est. $3,834/mo
3108 Hugo Street
2bd / 2.5ba · 1,258 sqft · Condo
$989K
Est. $4,134/mo
1021 Scott
2bd / 1.5ba · 1,526 sqft · Condo
$1.13M
Est. $4,805/mo
422 Rosecrans St
2bd / 2ba · 1,204 sqft · Condo
$1.18M
Est. $3,975/mo
2915 Lawrence Street
2bd / 2ba · 1,300 sqft · Condo
$1.23M
Est. $4,244/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 1–3 bed condos & townhomes within 0.5 mi · $4,000–$4,458
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,579/mo short at 20% down; 96% down or +$8,544/mo rent closes it.
- Break-even price
- $392,469
- Break-even rent
- $13,062/mo
- Cashflow at 35% down
- −$5,278/mo
- Down payment to break even
- 96%
- Rate to break even
- Not reachable
69% under asking
$8,544/mo above the estimate
$1,199,040 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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