14110 Brent Wilsey Pl
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14110 Brent Wilsey Pl #1

D

Rancho Bernardo, CA 92128

$749,000
NEW — 1d on market

Soft Appraisal Value: $734,200 · 2.0% above estimate

Beds

2

Baths

2

Sqft

1,101

Year Built

2008

Days on Market

1

Property Type

Condo

HOA/mo

$415

MLS ID

260008992SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Top-floor end-unit living in the highly desirable Cypress Greens community of Carmel Mountain Ranch. Built by Shea Homes in 2008 and still owned by the original buyer, this 2-bedroom, 2-bath residence is ideally positioned above the garages with no units below and windows on three sides—delivering exceptional privacy, natural light, and a floor plan that lives more like a single-family home. With only three units per building, the setting feels quiet, open, and rarely available. (see suppl) Inside, the home offers thoughtfully upgraded living space with hand-scraped engineered hardwood flooring throughout the main living areas, bedrooms, and kitchen. The kitchen blends style and functionality with quartz countertops, stainless steel appliances, a recently installed quiet-run dishwasher and microwave, and a convenient two-seat eat-at bar. A custom built-in storage and shelving feature enhances the dining area with both character and practicality. The living room is framed by a wall of southeast-facing windows with plantation shutters, filling the space with soft morning light, while the fireplace creates a comfortable place to unwind. The private patio—one of the larger options in the community—offers direct access from both the living room and primary suite, making indoor-outdoor living easy. Additional highlights include a security system, direct-access one-car garage with overhead storage, and a second deeded parking space. Located directly across from the pool, spa, and community gathering areas, with no Mello-Roos, and close proximity to shopping, dining, top-rated schools, and freeway access, this home delivers comfort, privacy, and everyday convenience in a prime San Diego location.

Mortgage Calculator

Est. Monthly Payment

$5,170

Principal & Interest$3,787
Property Tax$749
Insurance$218
HOA$415
%($149,800)
%

Location

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Investment Score

4D
Est. Monthly Rent
$3,689
Monthly Cashflow

Rent − PITIA

$-1,480
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,953

Mortgage (P+I)
$3,787
Cap Rate
1.34%
Cash-on-Cash
-23.66%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$7,524

NOI (Annual)
$10,012
Price-to-Rent

Lower = better for investors

16.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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