13995 Mira Montana Dr

13995 Mira Montana Dr

C

Del Mar, CA 92014

$5,875,000
NEW — 1d

Beds

6

Baths

8

Sqft

5,007

Year Built

2023

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017280SD

This property is in Del Mar (92014). View neighborhood stats →

About This Property

Experience luxury. Set on a rare oversized lot in one of the most coveted zip codes in the country, this custom Del Mar estate is a rare chance at something truly extraordinary. Built in 2023 with no detail overlooked, over 5,000 sq ft of architectural precision and elevated living awaits its next discerning owner. The main residence delivers 3,807 sq ft of curated luxury -- 4 bedrooms, 4 full and 2 half baths -- where imported hardwood floors meet rich stone surfaces from the moment you step through the grand foyer. Handcrafted built-ins, bespoke closets, coffered ceilings, oversized baseboards, and designer lighting set the tone throughout. The chef's kitchen is a statement unto itself: an imported English farmhouse sink, a one-of-a-kind custom range hood crafted in Louisiana, and a professional Signature range offering gas, induction, and sous vide -- complemented by a Signature refrigerator and Bosch dishwasher. The fully self-contained 1,200 sq ft ADU adds two bedrooms, two baths, a private garage bay, full kitchen, and independent living space -- a compelling opportunity for multigenerational living or premium rental income that offsets carrying costs from day one. Outside, the Santa Barbara-style stucco facade sets a tone of timeless sophistication carried through to the backyard retreat -- a custom pool, terraced turf, and multiple al fresco lounging and dining areas framed by sweeping east-facing mountain views that stretch from sunrise to twilight. This is not simply a home. It is a generational Del Mar estate -- and the opportunity is here

Mortgage Calculator

Est. Monthly Payment

$37,296

Principal & Interest$29,707
Property Tax$5,875
Insurance$1,714
%($1,175,000)
%

Investment Score

0D
Est. Monthly Rent
$10,271
Monthly Cashflow

Rent − PITIA

$-27,025
Full Cashflow

Incl. vacancy, PM, maint, capex

$-34,283

Mortgage (P+I)
$29,707
Cap Rate
-0.93%
Cash-on-Cash
-35.01%
DSCR

Need ≥ 1.25 for DSCR loan

0.28
Break-even Rent
$54,795

NOI (Annual)
$-54,914
Price-to-Rent

Lower = better for investors

47.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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