13847 Carmel Ridge Road
DRancho Bernardo, CA 92128
Soft Appraisal Value: $1,364,900 · 1.0% above estimate
Beds
4
Baths
3.5
Sqft
2,323
Year Built
1991
Days on Market
16
Property Type
Single Family
HOA/mo
$62
MLS ID
260006033SD
Description
There's a particular kind of morning that Carmel Mountain Ranch residents know well- coffee in hand, a brightly colored backpack or two expertly slung over your shoulder, hurrying out the door to make your way to one of the region's most celebrated schools in the premier Poway School District. It comes with the quiet satisfaction of knowing that even though your mornings are crazy and your evenings are full, you're exactly where you're supposed to be. This is a neighborhood that has earned its reputation not through flash, but through the consistency of academic excellence, walkable streets, and neighbors who stay for decades. When the right home comes up for sale here, it doesn't stay on the market for long. Thoughtfully maintained and move-in ready, this 4-bedroom, 4-bathroom home spans 2,323 square feet and is designed for the way people actually live. Four bathrooms mean no negotiating who gets to brush their teeth first. Four well-proportioned bedrooms offer the flexibility to grow- whether that's a dedicated home office, a guest suite for out-of-town visitors, or room for spaces that start in soft shades of pastels, and transition down the road to something more bold and sophisticated. This home has been cared for with intention: clean finishes, no deferred maintenance, nothing to fix before you unpack. It's the kind of place where you can spend your first weekend making it yours rather than making it livable... ... Zoned for Poway Unified, consistently ranked among the top school districts in California, this address carries weight- whether you're planting roots for the first time, or you simply know that neighborhoods like this are a smart buy today and long term. Carmel Mountain Ranch sits at one of San Diego's most functional crossroads: close to the 56 and the 15, major employment corridors, and the everyday conveniences that make life genuinely easier. This home isn't a compromise home on the way to something better. This is the something better.
Mortgage Calculator
Est. Monthly Payment
$8,816
Comparable Properties
5 comps foundThis Property
$5,145
Comp Average
$3,485
12097 Pastoral
3bd / 2ba · 1,510 sqft · Single Family
$889K
Est. $3,800/mo
16799 Acena Drive
3bd / 2ba · 1,594 sqft · Single Family
$919K
Est. $3,939/mo
11149 Catarina Lane
3bd / 2ba · 1,267 sqft · Condo
$869K
Est. $3,704/mo
16464 Avenida Venusto
3bd / 2ba · 1,506 sqft · Condo
$830K
Est. $2,956/mo
15913 Avenida Villaha
3bd / 2.5ba · 1,507 sqft · Condo
$834K
Est. $3,026/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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