
1375 Este
Dbottom 20%Encinitas, CA 92024Neighborhood: Cardiff-by-the-Sea
2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 10, 2026.
Pass at asking: -$40,533/mo full cashflow at 20% down, 7.43% rate.
Works at $1,607,467 (77% under asking); even all cash loses money at asking.
Rent $16,034/mo from 9 leases of 4–6 bed houses within 2 mi, same school area ($13,340–$21,213).
Beds
5
Baths
5.5
Sqft
5,695
Year Built
1996
Days on Market
78
Property Type
Single Family
HOA/mo
N/A
MLS ID
260020568SD
This property is in Encinitas (92024). View neighborhood stats →
About This Property
Perched atop a private cul-de-sac off coveted Crest Drive, this extraordinary custom estate offers breathtaking panoramic ocean, lagoon, and mountain views just minutes from world-class beaches, dining, and shopping. Set on nearly two private acres, this is a rare opportunity to own one of the area's premier view properties. Designed to embrace its spectacular surroundings, the home features soaring ceilings, floor-to-ceiling windows, and expansive decks and patios that create seamless indoor-outdoor living. The thoughtfully designed floor plan includes an entry-level primary suite, three additional en-suite bedrooms, a private office, home theater, guest quarters with separate entrance, and a chef's kitchen. The resort-inspired backyard is an entertainer's dream, complete with a pool and spa, pickleball court, fire pit, and beautifully landscaped grounds overlooking the Pacific and surrounding nature preserves. Additional highlights include a temperature-controlled wine cellar, an elevator, an oversized three-car garage, whole-house water filtration and numerous premium upgrades throughout. Offering exceptional privacy, unmatched views, and an unbeatable coastal location within a highly acclaimed school district, this is luxury living at its finest.
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Est. Monthly Payment
$47,142
Location
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Zoned Schools
Elementary
Ada W. Harris Elementary · grades 3-6 · Cardiff Elementary
Middle
Oak Crest Middle · grades 7-8 · San Dieguito Union High
High
La Costa Canyon High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$16,034
Comp Average
$14,116
519 Meadowmist Court
6bd / 5ba · 5,850 sqft · Single Family
$5.00M
Est. $19,249/mo
1432 Enclave Court
5bd / 5.5ba · 5,101 sqft · Single Family
$4.38M
Est. $15,175/mo

3448 Bumann Road
5bd / 4.5ba · 4,482 sqft · Single Family
$4.29M
Est. $12,759/mo
828 Conestoga Ct Lot 2
5bd / 6ba · 5,142 sqft · Single Family
$4.50M
Est. $13,551/mo
1651 Bella Laguna Court
5bd / 4.5ba · 4,576 sqft · Single Family
$4.50M
Est. $9,844/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 4–6 bed houses within 2 mi, same school area · $13,340–$21,213
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$40,533/mo short at 20% down; +$52,641/mo rent closes it.
- Break-even price
- $1,607,467
- Break-even rent
- $68,675/mo
- Cashflow at 35% down
- −$33,362/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
77% under asking
$52,641/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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