13559 Acton Ave

13559 Acton Ave

Ctop 80%

Poway, CA 92064

$850,000

Pass at asking: -$3,569/mo full cashflow at 20% down, 7.43% rate.

Works at $385,434 (55% under asking), or at 81% down.

Rent $3,844/mo from 10 leases of 2–4 bed houses within 2 mi ($3,581–$3,950).

Beds

3

Baths

2

Sqft

1,300

Year Built

1972

Days on Market

13

Property Type

Single Family

HOA/mo

N/A

MLS ID

BE41152501

This property is in Poway (92064). View neighborhood stats →

About This Property

Welcome to your next chapter in Poway! This inviting, move-in-ready home beautifully blends comfort, thoughtful updates, and everyday convenience. Remodeled and lovingly maintained, the home features an updated kitchen with elegant granite countertops and refreshed cabinetry, complemented by updated flooring that creates a warm, cohesive feel throughout the living spaces. The functional single-story layout offers 3 bedrooms and 2 bathrooms, while the owned solar system adds an appealing energy-conscious feature with no solar lease to assume. Situated on an approximately 6,300-square-foot lot, the property offers outdoor space to relax, entertain, garden, or create your own backyard retreat. Whether you're a first-time buyer, looking to simplify, or searching for a home you can enjoy from day one, this well-cared-for Poway home is full of possibilities. Come see all it has to offer and imagine making it your own!

Mortgage Calculator

Est. Monthly Payment

$5,820

Principal & Interest$4,722
Property Tax$850
Insurance$248
%($170,000)
%
Loan Term

Location

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Investment Score

33C
Est. Monthly Rent
$3,844

10 leases of 2–4 bed houses within 2 mi · $3,581–$3,950

Blended 50/50 with the zip's market median ($3,951)

Monthly Cashflow

Rent − PITIA

-$1,976
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,569

What would make this work?

$3,569/mo short at 20% down; 81% down or +$4,634/mo rent closes it.

Break-even price

55% under asking

$385,434
Break-even rent

$4,634/mo above the estimate

$8,478/mo
Cashflow at 35% down
−$2,683/mo
Down payment to break even

$688,500 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,722
Cap Rate
1.90%
Cash-on-Cash
-25.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$16,149
Price-to-Rent

Lower = better for investors

18.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,569/mo