1325 5th St
Btop 30%Imperial Beach, CA 91932
Pass at asking: -$3,060/mo full cashflow at 20% down, 7.43% rate.
Works at $420,524 (49% under asking), or at 74% down.
Rent $4,195/mo from 11 leases of 3-bed houses within 1 mi ($3,658–$4,481).
Beds
3
Baths
2
Sqft
1,344
Year Built
1963
Days on Market
75
Property Type
Single Family
HOA/mo
N/A
MLS ID
260020964SD
This property is in Imperial Beach (91932). Browse neighborhood analytics →
About This Property
Welcome home! Just five blocks from the beach, local restaurants, shops, and the Imperial Beach Pier, this 3-bedroom, 2-bathroom home offers an ideal opportunity to enjoy the best of Imperial Beach living. With 1,344 square feet of living space, the home is move-in ready while still providing plenty of potential to personalize and create a space that truly feels like your own. Recent improvements include a new roof in 2024, newer flooring, windows, and a water heater. The property also features a convenient two-car garage, RV parking, and alley access. Step outside to a generously sized backyard with endless possibilities. Transform it into an entertainer's dream, create a private outdoor retreat, or explore the potential to add an ADU for additional living space or income. Within walking distance of the Imperial Beach Estuary and minutes from the sand and surf, this is an opportunity to enjoy a relaxed coastal lifestyle with the flexibility to make the property your own. Don’t miss this opportunity!
Mortgage Calculator
Est. Monthly Payment
$5,608
Location
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Zoned Schools
Elementary
Imperial Beach Charter · grades K-8 · South Bay Union
Middle
Mar Vista Academy · grades 7-8 · Sweetwater Union High
High
Mar Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,195
Comp Average
$3,979
831 Hickory Ct.
3bd / 3ba · 1,420 sqft · Single Family
$799K
Est. $3,784/mo
1224 Louden
3bd / 2ba · 1,353 sqft · Single Family
$900K
Est. $4,197/mo
1250 Connecticut St
3bd / 2ba · 1,413 sqft · Single Family
$998K
Est. $4,147/mo
302 Calla Avenue
3bd / 2ba · 1,300 sqft · Single Family
$1.01M
Est. $4,192/mo
1431 California Steet
3bd / 2ba · 1,208 sqft · Single Family
$950K
Est. $3,574/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 3-bed houses within 1 mi · $3,658–$4,481
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,060/mo short at 20% down; 74% down or +$3,974/mo rent closes it.
- Break-even price
- $420,524
- Break-even rent
- $8,169/mo
- Cashflow at 35% down
- −$2,207/mo
- Down payment to break even
- 74%
- Rate to break even
- Not reachable
49% under asking
$3,974/mo above the estimate
$606,060 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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