13248 Deer Canyon Place

13248 Deer Canyon Place

D

Rancho Peñasquitos, CA 92129

$1,995,000

Soft Appraisal Value: $1,957,800 · 1.9% above estimate

Beds

4

Baths

3

Sqft

2,854

Year Built

2003

Days on Market

36

Property Type

Single Family

HOA/mo

$95

MLS ID

260004724SD

Description

Beautifully maintained, move-in-ready home in the highly sought-after community of Torrey Highlands. Ideally situated at the end of a cul-de-sac with no neighbors across the street, this spacious residence offers 4 bedrooms, a versatile loft, and 3 full bathrooms, including a main-level bedroom and bath ideal for guests or multigenerational living. A detached casita provides flexible space for a home office, gym, or private guest retreat. Soaring ceilings, abundant natural light, and a dual-sided fireplace create an inviting cont. atmosphere with a seamless flow for everyday living and entertaining. Direct access to nearby walking trails enhances the home’s peaceful setting. Furnishings negotiable. Previously professionally managed as a 30+ day furnished rental, offering flexibility for end-users or investors. Located minutes from Del Mar Beach and within the acclaimed Poway Unified School District, walking distance to Deer Canyon Elementary School, Mesa Verde Middle School, and Westview High School. Close to parks, shopping, dining, and easy access to Highways 56, 5, and 15.

Mortgage Calculator

Est. Monthly Payment

$12,760

Principal & Interest$10,088
Property Tax$1,995
Insurance$582
HOA$95
%($399,000)
%

Investment Score

0D
Est. Monthly Rent
$5,239
Monthly Cashflow

Rent − PITIA

$-7,521
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,388

Mortgage (P+I)
$10,088
Cap Rate
-0.18%
Cash-on-Cash
-31.24%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$18,730

NOI (Annual)
$-3,606
Price-to-Rent

Lower = better for investors

31.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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