1324 Silverado
1 / 20

1324 Silverado

Ctop 80%

Chula Vista, CA 91915

$1,225,000
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$5,455/mo full cashflow at 20% down, 7.43% rate.

Works at $514,793 (58% under asking), or at 85% down.

Rent $5,284/mo from 13 leases of 4–6 bed houses within 1 mi ($4,878–$5,900).

Beds

5

Baths

3.5

Sqft

2,846

Year Built

1999

Days on Market

0

Property Type

Single Family

HOA/mo

$115

MLS ID

260026477SD

This property is in Chula Vista (91915). Browse neighborhood analytics →

About This Property

Stunning Golf Course Home in Eastlake Greens! This spacious 5-bedroom, 3.5-bathroom home offers 2,846 sq.ft. of living space, a 3-car garage, and beautiful golf course views from both levels. The open-concept floor plan features soaring ceilings, formal living and dining areas, and a separate family room that flows into the kitchen, creating an ideal space for everyday living and entertaining. Expansive windows bring in abundant natural light and showcase the scenic golf course setting. A convenient first-floor bedroom with a full bath is perfect for guests, multigenerational living, or a home office. Upstairs, the spacious primary suite provides a relaxing retreat with picturesque golf course views, while the secondary bedrooms offer flexible living options. Step outside to a backyard designed for relaxation and entertaining, with peaceful golf course views as your backdrop. Residents enjoy access to Eastlake Greens' resort-style amenities, including a private clubhouse, pools, tennis courts, and pickleball courts. Conveniently located near top-rated schools, shopping, dining and parks, this home offers the perfect blend of comfort, location and lifestyle. Furniture and decor in these images were added with AI virtual staging and are for illustration only.

Mortgage Calculator

Est. Monthly Payment

$8,503

Principal & Interest$6,805
Property Tax$1,225
Insurance$357
HOA$115
%($245,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Olympic View Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Eastlake High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

16C
Est. Monthly Rent
$5,284

13 leases of 4–6 bed houses within 1 mi · $4,878–$5,900

Monthly Cashflow

Rent − PITIA

-$3,218
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,455

What would make this work?

$5,455/mo short at 20% down; 85% down or +$7,084/mo rent closes it.

Break-even price

58% under asking

$514,793
Break-even rent

$7,084/mo above the estimate

$12,368/mo
Cashflow at 35% down
−$4,179/mo
Down payment to break even

$1,041,250 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,805
Cap Rate
1.58%
Cash-on-Cash
-26.72%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$19,381
Price-to-Rent

Lower = better for investors

19.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$5,455/mo