13230 Creekside Lane

13230 Creekside Lane

D

Poway, CA 92064

$895,000

Soft Appraisal Value: $880,200 · 1.7% above estimate

Beds

3

Baths

2.5

Sqft

1,579

Year Built

1994

Days on Market

12

Property Type

Condo

HOA/mo

$300

MLS ID

26664145

View on MLS

Description

Welcome to 13230 Creekside Lane, an updated two-story home nestled in the heart of Poway. This thoughtfully improved residence offers contemporary finishes, functional living spaces, and a seamless connection between indoor and outdoor areas. The open living room showcases wide plank flooring, generous ceiling height, recessed lighting, and a stone fireplace that serves as a stylish focal point. Sliding glass doors open to the backyard, bringing in natural light and allowing an easy transition to outdoor living. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that flows into the dining area tailored for daily living and hosting guests. Upstairs, the primary suite offers a comfortable retreat and remodeled bathroom including dual sinks, modern vanity, and a large walk-in glass shower with designer tile. Additional bedrooms provide flexibility for family, guests, or home office. The backyard is designed for both entertaining and everyday enjoyment. A covered patio with ceiling fans provides ample shade, while the built-in BBQ station creates the perfect setting for outdoor dining. Low-maintenance landscaping, including artificial turf, enhances usability, and the spa area offers a relaxing place to unwind. Ideally situated, this home is close to parks, shopping, dining, and the top ranking Poway Unified School District, presenting a great opportunity to own a move-in-ready home in a highly desirable community.

Mortgage Calculator

Est. Monthly Payment

$5,982

Principal & Interest$4,526
Property Tax$895
Insurance$261
HOA$300
%($179,000)
%

Investment Score

5D
Est. Monthly Rent
$3,730
Monthly Cashflow

Rent − PITI − HOA

$-2,252
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,855

Mortgage (P+I)
$4,526
Cap Rate
0.90%
Cash-on-Cash
-15.09%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$5,982

NOI (Annual)
$8,043
Price-to-Rent

Lower = better for investors

20.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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