13221 Westmark #26
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13221 Westmark #26

Ctop 80%

Poway, CA 92064

$669,000
NEW — 0d
STR unclear · Poway: confirm with the city

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,125/mo full cashflow at 20% down, 7.43% rate.

Works at $262,208 (61% under asking), or at 88% down.

Rent $3,307/mo from 5 leases of 2–4 bed condos & townhomes in 92064 ($2,635–$3,404).

Beds

3

Baths

2.5

Sqft

1,148

Year Built

1972

Days on Market

0

Property Type

Condo

HOA/mo

$533

MLS ID

260026361SD

This property is in Poway (92064). View neighborhood stats →

Virtual Tour

About This Property

**BEAUTIFULLY REMODELED POWAY TOWNHOME!** Discover exceptional style, comfort, and convenience in this stunning 3-bedroom, 3-bathroom residence located in the intimate Amesbury Court community. Offering approximately 1,148 square feet of well designed living space, this light-filled, two-story home features an impressive list of upgrades, including remodeled kitchen and bathrooms, updated cabinetry and countertops, newer appliances, flooring, windows, lighting, and more! The inviting floor plan features soaring ceilings and an abundance of natural light, while the versatile upstairs loft with skylight provides the perfect space for a home office, reading retreat, or additional living area. An attached two-car garage with direct access adds everyday convenience. Enjoy resort-style relaxation with community amenities including a sparkling pool, spa, BBQ area, and beautifully maintained greenbelts. Ideally situated in the highly regarded Poway Unified School District, with easy access to shopping, restaurants, parks, hiking trails, and major commuter routes. With extensive improvements already completed and an outstanding location in the heart of Poway, this is an opportunity you won't want to miss!

Mortgage Calculator

Est. Monthly Payment

$5,114

Principal & Interest$3,717
Property Tax$669
Insurance$195
HOA$533
%($133,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Garden Road Elementary · grades K-5 · Poway Unified

  • Middle

    Twin Peaks Middle · grades 6-8 · Poway Unified

  • High

    Poway High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

32C
Est. Monthly Rent
$3,307

5 leases of 2–4 bed condos & townhomes in 92064 · $2,635–$3,404

Blended 50/50 with the zip's market median ($3,570)

Monthly Cashflow

Rent − PITIA

-$1,807
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,125

What would make this work?

$3,125/mo short at 20% down; 88% down or +$4,058/mo rent closes it.

Break-even price

61% under asking

$262,208
Break-even rent

$4,058/mo above the estimate

$7,365/mo
Cashflow at 35% down
−$2,428/mo
Down payment to break even

$588,720 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,717
Cap Rate
1.36%
Cash-on-Cash
-28.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$9,087
Price-to-Rent

Lower = better for investors

16.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,125/mo