13157 Russet Leaf Ln
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13157 Russet Leaf Ln

D

Rancho Peñasquitos, CA 92129

$1,549,900
NEW — 0d on market

Beds

4

Baths

2.5

Sqft

2,215

Year Built

1987

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008458SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

Stunning remodeled home in Rancho Peñasquitos. Walking distance to Award Winning Poway Schools, Owned Solar with backup Battery, 3-Car garage, bright natural light. Ideally situated in The Bluffs of Rancho Peñasquitos, this 4BD/2.5B home balances spacious architecture with significant modern infrastructure upgrades. A brand-new kitchen complete with custom cabinetry and sleek quartz countertops, high-value capital improvements, including a newer roof and a high-performance Solar System with Backup Battery,delivering peace of mind and energy savings. Upgraded windows, toilets, faucets, Amway home water filter purification system. The interior has been refreshed with new Luxury Vinyl Plank flooring, offering durability and a modern look. The heart of the home is the open-concept kitchen; featuring quartz countertops, new dishwasher, a newer refrigerator, and stainless steel appliances, it flows seamlessly into the family room for easy daily living. A versatile upstairs loft perfect for a home office, guest suite includes a space-saving wall-bed. Step outside to an expansive, drought-tolerant backyard. Designed for ultimate low-maintenance living, the massive tiled patio and shaded pergola provide a durable, private venue for large-scale entertaining or sports without the hassle of lawn care. Complete with a 3-car garage with epoxy flooring and plenty of cabinets, owned Solar with backup Battery, 4-camera Ring security system, and updated bath fixtures. No HOA or Mello Roos.

Mortgage Calculator

Est. Monthly Payment

$9,839

Principal & Interest$7,837
Property Tax$1,550
Insurance$452
%($309,980)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,663
Monthly Cashflow

Rent − PITIA

$-5,176
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,540

Mortgage (P+I)
$7,837
Cap Rate
0.23%
Cash-on-Cash
-29.19%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$14,455

NOI (Annual)
$3,564
Price-to-Rent

Lower = better for investors

27.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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