13072 Via Latina

13072 Via Latina

D

Del Mar, CA 92014

$4,295,000
NEW — 5d on market

Beds

4

Baths

2.5

Sqft

2,343

Year Built

1986

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2601877

Description

Perched atop Del Mar Terrace, this stunning coastal retreat captures panoramic whitewater ocean and Los Penasquitos Lagoon views! Situated on a larger lot, the home offers 3 bedrooms + Office, 2.5 baths, and an OWNED 7.4 kW house solar system. Unfinished 700 sqft basement with separate entrance and ADU potential. Gourmet kitchen with granite counters and high-end Sub-Zero & Miele appliances. Open living spaces feature surround sound, LED soffit lighting, and remote window shades. Main-level view deck with firepit and gas grill connection. Luxurious garden deck with spa, Asian-inspired landscaping, rose garden, fruit trees, and charming pergola. Extra-large 2-car garage with workshop. Del Mar address within City of San Diego—close to Torrey Pines Beach, golf, fine dining and shopping options nearby.

Mortgage Calculator

Est. Monthly Payment

$27,266

Principal & Interest$21,718
Property Tax$4,295
Insurance$1,253
%($859,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$5,533
Monthly Cashflow

Rent − PITI − HOA

$-21,733
Full Cashflow

Incl. vacancy, PM, maint, capex

$-26,585

Mortgage (P+I)
$21,718
Cap Rate
-1.36%
Cash-on-Cash
-30.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.25
Break-even Rent
$27,266

NOI (Annual)
$-58,401
Price-to-Rent

Lower = better for investors

64.7

* Defaults: 20% down, 6.5% rate, 30yr.

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