13027 Via Latina

13027 Via Latina

D

Del Mar, CA 92014

$3,988,000

Beds

4

Baths

3

Sqft

3,337

Year Built

1984

Days on Market

18

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2601471

Description

Set into the sandstone cliffs of Del Mar Terrace, this coastal residence is a refined dialogue between architecture and landscape—elevated, intentional, and quietly dramatic. Perched on a premier hilltop spanning two legally merged lots, the home captures sweeping whitewater, lagoon, and sunset views across the Pacific and Torrey Pines Reserve. Designed by Wallace Cunningham and John Nalevanko, the property honors materiality and light. Expansive windows invite the outdoors in, while handcrafted stone, brass, and center-grain redwood bring warmth and permanence throughout. Vaulted ceilings with exposed beams crown open living spaces designed for flow and proportion. A striking stone-and-brass fireplace anchors the main living area as broad windows frame the ocean beyond. The kitchen is refined and functional, custom-built with generous storage and uninterrupted coastal views. The primary suite is a serene retreat with ocean outlooks, a spa-style bath with a freestanding soaking tub, and a spacious walk-in closet. A secondary bedroom offers flexibility, while covered outdoor living areas provide true indoor-outdoor living for quiet mornings or evening gatherings. A detached guest residence adds rare versatility with its own driveway and garage. The structure includes a bedroom suite, kitchenette, office, gym, and lofted creative space with floor-to-ceiling glass and a hand-forged spiral staircase. Walk to Del Mar beaches or Torrey Pines— this is a home defined by perspective and design.

Mortgage Calculator

Est. Monthly Payment

$25,317

Principal & Interest$20,165
Property Tax$3,988
Insurance$1,163
%($797,600)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$8,311
Monthly Cashflow

Rent − PITI − HOA

$-17,005
Full Cashflow

Incl. vacancy, PM, maint, capex

$-22,240

Mortgage (P+I)
$20,165
Cap Rate
-0.62%
Cash-on-Cash
-25.59%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$25,316

NOI (Annual)
$-24,898
Price-to-Rent

Lower = better for investors

40.0

* Defaults: 20% down, 6.5% rate, 30yr.

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