13053 Trail Dust Ave
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13053 Trail Dust Ave

D

Rancho Peñasquitos, CA 92129

$1,425,000
NEW — 2d

Soft Appraisal Value: $1,393,900 · 2.2% above estimate

Beds

4

Baths

3

Sqft

2,210

Year Built

1977

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009420SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

Welcome to this beautifully redesigned and tastefully updated 2,210 sq ft home offering 4 bedrooms and 3 full bathrooms, thoughtfully crafted for both comfort and flexibility. The standout feature is a highly desirable and rare 500 sq ft second-story addition, complete with its own private bedroom, full bathroom, kitchen, and living area—an ideal setup for multi-generational living, extended guests, or a quiet home office retreat. Step inside and immediately feel the openness created by soaring raised ceilings and a seamless front-to-back sightline that connects the living room, open kitchen, dining area, and backyard spaces. Natural light fills the home, enhanced by a well-placed skylight and newer vinyl windows and sliding doors. Outdoor living is just as inviting, with a quiet side patio perfect for al fresco dining, plus a spacious backyard designed for relaxation and play, featuring a spa and outdoor shower. The home’s curb appeal shines with a shaded front patio, newer pavers, and an attractive stacked stone façade. Additional upgrades include a fully paid solar system, tankless water heater, central AC, and low-maintenance artificial turf for easy living. Located within the highly regarded Poway Unified School District—serving Westview High School, Mesa Verde Middle School, and Sundance Elementary School—this home also offers close proximity to the PQ Canyon trailhead for hiking, nearby library and shopping, and convenient freeway access. No HOA and no Mello-Roos.

Mortgage Calculator

Est. Monthly Payment

$9,046

Principal & Interest$7,206
Property Tax$1,425
Insurance$416
%($285,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$2,367
Monthly Cashflow

Rent − PITIA

$-6,680
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,411

Mortgage (P+I)
$7,206
Cap Rate
-1.02%
Cash-on-Cash
-35.42%
DSCR

Need ≥ 1.25 for DSCR loan

0.26
Break-even Rent
$13,291

NOI (Annual)
$-14,471
Price-to-Rent

Lower = better for investors

50.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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