12956 Carmel Creek
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12956 Carmel Creek #121

D

Carmel Valley, CA 92130

$1,298,000

Soft Appraisal Value: $1,275,600 · 1.8% above estimate

Beds

3

Baths

3

Sqft

1,604

Year Built

1989

Days on Market

13

Property Type

Townhouse

HOA/mo

$512

MLS ID

260011241SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Move-in ready, nestled in the highly sought-after Halcyon community in the heart of Carmel Valley, this beautifully remodeled 1,604 sq. ft. townhouse offers the perfect blend of style, comfort, and convenience. Completely renovated in 2022, this home features 3 bedrooms, 3 bathrooms, and an attached 2-car garage with additional storage. One Full BR/BATH downstairs. Designed for both elegance and functionality, each bedroom includes its own private bathroom. The spacious primary suite boasts a walk-in closet. The bright and airy living room features a soaring ceiling, expansive windows, and abundant natural light, creating an inviting and sophisticated atmosphere. The upgraded kitchen is appointed with modern countertops, stainless refrigerator, cooktop, and dishwasher. Additional recent improvements include a new garage door (2024), a new A/C and heating system (2023), vinyl windows, custom bamboo curtains, new cabinets, and engineered wood flooring throughout the home. Located within walking distance to award-winning schools, including Carmel Creek Elementary, Carmel Valley Middle School, and Torrey Pines High School, this home offers an unbeatable lifestyle for families. Enjoy proximity to shopping centers, restaurants, movie theaters, banks, libraries, and convenient access to I-5, I-805, and Highway 56. The beautiful beaches of Del Mar are just minutes away. Priced to sell. Quality to buy. Comfort to live in. Luxury to enjoy! The Seller is giving their own favorite home to Someone who appreciates the condition and quality this home offers. Entertain serious buyers.

Mortgage Calculator

Est. Monthly Payment

$8,752

Principal & Interest$6,563
Property Tax$1,298
Insurance$379
HOA$512
%($259,600)
%

Location

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Investment Score

3D
Est. Monthly Rent
$4,700
Monthly Cashflow

Rent − PITIA

$-4,052
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,215

Mortgage (P+I)
$6,563
Cap Rate
0.32%
Cash-on-Cash
-28.73%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$12,772

NOI (Annual)
$4,180
Price-to-Rent

Lower = better for investors

23.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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