12909 Margate Ave
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12909 Margate Ave

C

Poway, CA 92064

$1,149,500

Soft Appraisal Value: $1,158,400 · 0.8% below estimate

Beds

4

Baths

2.5

Sqft

1,745

Year Built

1975

Days on Market

9

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014995SD

This property is in Poway (92064). View neighborhood stats →

About This Property

Beautifully updated home in one of the area's most sought-after communities! This light-filled residence features vaulted ceilings, a cozy brick fireplace, stunning hardwood floors, and a fully remodeled kitchen with white cabinetry, granite countertops, stainless steel appliances, and a large center island. The flexible floor plan includes a downstairs bedroom with its own full bath and an oversized upstairs loft perfect for a playroom, media room, or home office. Remodeled bathrooms, spacious secondary bedrooms, and thoughtful upgrades throughout make this home truly move-in ready. Step outside to a private backyard featuring a resurfaced solar heater saltwater pool and patio ideal for relaxing or entertaining. Major improvements include a newer roof, furnace, water heater, and reverse osmosis water system. Located in a fantastic neighborhood within the acclaimed Poway Unified School District.

Mortgage Calculator

Est. Monthly Payment

$7,297

Principal & Interest$5,812
Property Tax$1,150
Insurance$335
%($229,900)
%

Location

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Investment Score

21D
Est. Monthly Rent
$4,973
Monthly Cashflow

Rent − PITIA

$-2,324
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,426

Mortgage (P+I)
$5,812
Cap Rate
1.45%
Cash-on-Cash
-23.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$10,721

NOI (Annual)
$16,642
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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