12811 Encantadora Unit 31 San Diego

12811 Encantadora Unit 31 San Diego

D

, CA 92129

$824,000

Beds

3

Baths

3.5

Sqft

1,654

Year Built

2025

Days on Market

121

Property Type

Townhouse

HOA/mo

$498

MLS ID

250043038SD

Description

Enjoy pride of ownership every time you come home to this three-story floorplan with two to three bedrooms, two and a half three and a half bathrooms, and an attached two-bay garage. This charming first-floor flex or bedroom offers convenient access to the garage and front door. The 2nd floor opens into a spacious great room and kitchen. Do you enjoy entertaining? Your guests can sip cocktails around the kitchen island while you add the finishing touches to dinner. Upstairs on the third floor, your private retreat is waiting. A spacious walk-in closet and luxurious bathroom connect to your primary suite, while the laundry room is nearby. A second bedroom with its own bathroom is the perfect setup for a roommate or visiting family.

Mortgage Calculator

Est. Monthly Payment

$5,729

Principal & Interest$4,167
Property Tax$824
Insurance$240
HOA$498
%($164,800)
%

Investment Score

10D
Est. Monthly Rent

Market Rent Estimate

$4,401
Monthly Cashflow

Rent − PITI − HOA

$-1,328
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,026

Mortgage (P+I)
$4,167
Cap Rate
1.66%
Cash-on-Cash
-9.67%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.06
Break-even Rent
$5,729

NOI (Annual)
$13,681
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

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