13343 Rancho Penasquitos San Diego

13343 Rancho Penasquitos San Diego

D

, CA 92129

$539,999

Beds

2

Baths

2

Sqft

833

Year Built

1992

Days on Market

90

Property Type

Condo

HOA/mo

$465

MLS ID

PTP2508816

Description

Experience quiet luxury in this stunning second floor unit featuring an airy open layout, fresh interior paint, and brand-new carpet. The upgraded kitchen flows to a private patio, perfect for outdoor living, and the convenience of in-unit laundry adds everyday ease. This FHA and VA-approved community offers resort-inspired amenities, including a pool, spa, clubhouse, fitness center, BBQ areas, playground, racquetball, volleyball, and tennis courts. Ideally situated with effortless access to the 15 and 56 freeways and just a short stroll to gyms, grocery stores, and shops don’t miss your chance to call this home

Mortgage Calculator

Est. Monthly Payment

$3,893

Principal & Interest$2,731
Property Tax$540
Insurance$157
HOA$465
%($108,000)
%

Investment Score

1D
Est. Monthly Rent

Market Rent Estimate

$2,169
Monthly Cashflow

Rent − PITI − HOA

$-1,724
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,672

Mortgage (P+I)
$2,731
Cap Rate
0.13%
Cash-on-Cash
-19.15%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$3,893

NOI (Annual)
$698
Price-to-Rent

Lower = better for investors

20.7

* Defaults: 20% down, 6.5% rate, 30yr.

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