12795 Via Moura

12795 Via Moura

D

Rancho Bernardo, CA 92128

$788,000

Soft Appraisal Value: $774,400 · 1.8% above estimate

Beds

2

Baths

2

Sqft

1,328

Year Built

1985

Days on Market

16

Property Type

Condo

HOA/mo

$420

MLS ID

260006696SD

Description

Turnkey and Move-In Ready. Located on one of the most desired level thoroughfare streets, this move-in-ready residence has been thoughtfully upgraded with high-quality finishes designed for both comfort and style. Sunlight pours into the south facing open living spaces creating a bright and welcoming atmosphere. The kitchen featuring elegant quartz countertops, new LG stainless steel appliances, a modern sink and faucet, and contemporary lighting - perfect for both everyday living and entertaining. Newer light-toned vinyl plank flooring and fresh neutral paint flow throughout the home, accentuated by stylish designer fixtures that enhance its clean, move-in ready feel. Additional upgrades include new heater, water heater, dual pane windows, solid core interior doors, and private garage with direct entry into the laundry room. This exceptional home blends serene living with tasteful upgrades in one of San Diego's most beloved communities -Oaks North Villas. Renowned 55+ community. An abundance of activities await you at the Oaks Community Center. Amenities include meeting rooms, exercise room, library, swimming pool, hot tub and organized classes. Like to golf? Oaks North public golf course is right here! Close to all we have in San Diego County! You can go coast /inland /downtown with Interstate 15 just minutes away. Near shopping, restaurants including Rancho Bernardo Winery.

Mortgage Calculator

Est. Monthly Payment

$5,422

Principal & Interest$3,985
Property Tax$788
Insurance$230
HOA$420
%($157,600)
%

Investment Score

1D
Est. Monthly Rent
$3,051
Monthly Cashflow

Rent − PITIA

$-2,372
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,730

Mortgage (P+I)
$3,985
Cap Rate
0.39%
Cash-on-Cash
-28.40%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$7,895

NOI (Annual)
$3,055
Price-to-Rent

Lower = better for investors

21.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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