12737 Isocoma
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12737 Isocoma

D

Rancho Peñasquitos, CA 92129

$1,449,900
NEW — 2d

Beds

4

Baths

3

Sqft

1,970

Year Built

1986

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010228SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

Virtual Tour

About This Property

Some homes are just houses. This one feels like a fresh start. Nestled in coveted Park Village, this beautifully refreshed home greets you with soaring ceilings, sun-drenched rooms, and brand-new finishes throughout — new paint, new flooring, new kitchen, new light fixtures. Every detail whispers move right in. The heart of the home opens to a spacious sunroom bathed in natural light, flowing seamlessly to a private, low-maintenance backyard retreat — lush artificial turf, a charming pergola draped in string lights, and blooming bougainvillea framing it all. Upstairs, a vaulted primary suite offers the quiet sanctuary you've been dreaming of. This is the one you've been waiting for. No HOA. No Mello Roos. The sun room is in addition to 1970 sqft. Close to stores, restaurants, library, fire & police stations, and YMCA. Award winning Poway Unified Schools. Home Upgrades: New interior paint throughout: walls, baseboards, stairs, & bathroom cabinetry 2026. New exterior paint including front door, garage door, body and trim 2026. Kitchen remodel including new cabinetry, quartz countertops, appliances, light fixtures, hardware, sink, garbage disposal, and faucet 2026 New LVP flooring in up baths with new faucets, sinks, & accessories 2026. New light fixtures throughout 2026. New LED recessed lighting throughout 2026. New interior doorknobs 2026. New ceiling fan in sunroom 2026. New closet doors in down and up guest bedrooms 2026. New garage doors 2026 New artificial turf with a landscape refresh 2026. Newer LVP flooring downstairs installed a few years ago. Schools: Canyonview Elementary, Mesa Verde Middle, Westview High

Mortgage Calculator

Est. Monthly Payment

$9,204

Principal & Interest$7,331
Property Tax$1,450
Insurance$423
%($289,980)
%

Location

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Investment Score

7D
Est. Monthly Rent
$5,075
Monthly Cashflow

Rent − PITIA

$-4,129
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,505

Mortgage (P+I)
$7,331
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$13,523

NOI (Annual)
$9,919
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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