12709 Oak Knoll Rd

12709 Oak Knoll Rd

D

Poway, CA 92064

$1,350,000

Beds

3

Baths

2

Sqft

1,679

Year Built

2003

Days on Market

56

Property Type

Single Family

HOA/mo

N/A

MLS ID

2600343SD

Description

Rare newer single-story home with soaring 9-foot ceilings in the highly desirable Poway Unified School District. This beautifully maintained 3-bedroom, 2-bath residence features a bright open floor plan with premium upgrades throughout. Enjoy owned solar with wall battery, EV charger, and brand-new A/C, water heater, and garage motor for modern comfort and efficiency. The high-end custom kitchen shines with oversized wood cabinetry and luxurious jade natural-stone countertops. Elegant engineered hardwood flooring, a natural skylight, and oak window shutters add warmth and sophistication. Additional highlights include a whole-house water filtration and softener system. Relax or entertain in the private covered patio with peaceful views. The spacious primary suite offers two walk-in closets. No HOA and No Mello-Roos! Conveniently located minutes from Costco, Home Depot, Lowe’s, Walmart, and a wide selection of dining options—this home truly has it all.

Mortgage Calculator

Est. Monthly Payment

$8,570

Principal & Interest$6,826
Property Tax$1,350
Insurance$394
%($270,000)
%

Investment Score

1D
Est. Monthly Rent

Market Rent Estimate

$3,990
Monthly Cashflow

Rent − PITI − HOA

$-4,580
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,623

Mortgage (P+I)
$6,826
Cap Rate
0.18%
Cash-on-Cash
-20.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$8,570

NOI (Annual)
$2,440
Price-to-Rent

Lower = better for investors

28.2

* Defaults: 20% down, 6.5% rate, 30yr.

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