12696 Harmon Road
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12696 Harmon Road

D

Poway, CA 92064

$1,419,900
NEW — 0d

Beds

4

Baths

3

Sqft

2,629

Year Built

2026

Days on Market

0

Property Type

Single Family

HOA/mo

$199

MLS ID

260010678SD

This property is in Poway (92064). View neighborhood stats →

About This Property

Welcome to Harmon Ranch in Poway! Discover modern living in “The City in the Country” by Lennar. This thoughtfully designed home features an open-concept floorplan, flexible living space, and a private backyard. The Primary Suite is just what you want in your next home, complete with a beautiful free-standing tub, and a generous Walk-in Closet. The secondary bedrooms are spacious, and the Bonus Room is a must-have. White Shaker Cabinets are throughout, and Siberian Mist Quartz countertop in the Kitchen. Backsplash and flooring are installed with a move in ready date of April 2026. Harmon Ranch offers convenience access to parks, local amenities and the desirable Poway Unified School District. Come see Poway’s newest community! Photos or renderings may be of the Model Home and not the actual home.

Mortgage Calculator

Est. Monthly Payment

$9,213

Principal & Interest$7,180
Property Tax$1,420
Insurance$414
HOA$199
%($283,980)
%

Location

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Investment Score

5D
Est. Monthly Rent
$4,970
Monthly Cashflow

Rent − PITIA

$-4,243
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,569

Mortgage (P+I)
$7,180
Cap Rate
0.52%
Cash-on-Cash
-27.76%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$13,501

NOI (Annual)
$7,329
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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