12686 Fairbrook
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12686 Fairbrook

C

Scripps Ranch, CA 92131

$2,399,000

Beds

4

Baths

3

Sqft

3,109

Year Built

2005

Days on Market

14

Property Type

Single Family

HOA/mo

$185

MLS ID

260013770SD

This property is in Scripps Ranch (92131). View neighborhood stats →

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About This Property

Rare opportunity in the highly sought after Whispering Ridge community of Scripps Ranch. Perched on an elevated canyon-view lot, this spacious residence offers breathtaking panoramic western views, spectacular sunsets, and a versatile floor plan designed for both everyday living and entertaining. Featuring approximately 3,109 square feet, 4 bedrooms, 3 bathrooms, plus a downstairs office/flex room, the home offers generous living spaces and multiple view-oriented rooms. Enjoy privacy, open space, and beautiful natural surroundings from this premier location. Residents enjoy resort style amenities including a clubhouse, pool, spa, tennis courts, pickleball courts, and beautifully maintained grounds, all with a low HOA. Conveniently located near top-rated schools, parks, Lake Miramar, hiking trails, shopping, dining, and major commuter routes. A rare opportunity to own in one of Scripps Ranch's most desirable neighborhoods. Located in the sought after Whispering Ridge community, this home offers a flexible floor plan, expansive living areas, and panoramic western facing views. Residents enjoy access to community amenities including a clubhouse, pool, tennis courts, and beautifully maintained common areas. Conveniently located near Lake Miramar, parks, hiking trails, shopping, dining, major freeways, and top-rated schools. A rare opportunity to personalize a spacious home in one of Scripps Ranch's premier neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$15,414

Principal & Interest$12,131
Property Tax$2,399
Insurance$700
HOA$185
%($479,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,649
Monthly Cashflow

Rent − PITIA

$-9,766
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,064

Mortgage (P+I)
$12,131
Cap Rate
-0.47%
Cash-on-Cash
-32.67%
DSCR

Need ≥ 1.25 for DSCR loan

0.37
Break-even Rent
$22,615

NOI (Annual)
$-11,201
Price-to-Rent

Lower = better for investors

35.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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