12650 Opimo Dr
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12650 Opimo Dr

D

Rancho Bernardo, CA 92128

$1,100,000
NEW — 0d

Beds

2

Baths

2

Sqft

1,770

Year Built

1971

Days on Market

0

Property Type

Single Family

HOA/mo

$51.25

MLS ID

260009788SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 12650 Opimo Drive, a beautifully updated single-story home on a desirable corner lot in the sought-after 55+ community of Seven Oaks in Rancho Bernardo. Featuring a popular, open and functional floorplan, this move-in ready residence offers both comfort and style. The upgraded kitchen boasts granite countertops, rich wood cabinetry with ample storage, stainless steel appliances, and custom tile accents, flowing seamlessly into the bright living and dining areas—perfect for everyday living and entertaining. The spacious primary bedroom is filled with natural light from oversized windows, while the generous second bedroom offers flexibility for guests, an office, or hobbies. Step outside to enjoy a private side yard and a large covered patio, ideal for relaxing or hosting gatherings. The low-maintenance yard provides just the right amount of outdoor space, complete with an above-ground spa for unwinding under the stars. A two-car garage adds convenience. As part of the vibrant Seven Oaks community, residents enjoy access to an array of amenities including a pool, spa, pickleball courts, fitness center, and a wide variety of social activities designed to keep you active and engaged. Conveniently located near shopping, golf courses, tennis, dining, and freeway access, this home offers the perfect blend of tranquility and accessibility. Discover the lifestyle you’ve been waiting for—comfort, community, and effortless Southern California living await at 12650 Opimo Drive!

Mortgage Calculator

Est. Monthly Payment

$7,034

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
HOA$51
%($220,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$3,512
Monthly Cashflow

Rent − PITIA

$-3,522
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,247

Mortgage (P+I)
$5,562
Cap Rate
0.34%
Cash-on-Cash
-28.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$10,326

NOI (Annual)
$3,784
Price-to-Rent

Lower = better for investors

26.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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