12621 Opimo Dr
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12621 Opimo Dr

C

Rancho Bernardo, CA 92128

$1,099,000

Soft Appraisal Value: $1,063,400 · 3.3% above estimate

Beds

2

Baths

2

Sqft

1,770

Year Built

1972

Days on Market

9

Property Type

Single Family

HOA/mo

$615

MLS ID

260014931SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to 12621 Opimo Drive, a beautifully reimagined Rancho Bernardo residence where modern upgrades, energy efficiency, and everyday convenience come together seamlessly. Thoughtfully renovated from top to bottom, this move-in-ready home showcases a stunning new kitchen, designer-updated bathrooms, new flooring throughout, and brand-new windows that fill the home with natural light while enhancing comfort and efficiency. Every detail has been carefully selected to create a fresh, contemporary living experience, blending style and functionality for today's lifestyle. The FULLY PAID SOLAR system offers significant long-term savings and peace of mind, making this home as practical as it is beautiful. Step outside and enjoy the best of Rancho Bernardo living with easy access to shopping, dining, parks, golf, hiking trails, top-rated schools, and major freeways. Whether you're commuting, entertaining, or simply enjoying the vibrant North County lifestyle, this central location puts everything within reach. A rare opportunity to own a turn-key, energy-efficient home in one of Rancho Bernardo's most desirable neighborhoods—where the work has been done and all that's left is to move in and enjoy.

Mortgage Calculator

Est. Monthly Payment

$7,592

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
HOA$615
%($219,800)
%

Location

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Investment Score

1D
Est. Monthly Rent
$3,897
Monthly Cashflow

Rent − PITIA

$-3,695
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,507

Mortgage (P+I)
$5,557
Cap Rate
0.05%
Cash-on-Cash
-30.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$11,049

NOI (Annual)
$598
Price-to-Rent

Lower = better for investors

23.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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