12617 Caminito Rosita
1 / 20

12617 Caminito Rosita

C

Rancho Bernardo, CA 92128

$1,085,000

Soft Appraisal Value: $1,063,800 · 2.0% above estimate

Beds

3

Baths

2

Sqft

1,487

Year Built

1985

Days on Market

12

Property Type

Single Family

HOA/mo

$180

MLS ID

260014599SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Rare single-story view home in the highly sought-after Bernardo Heights community of Rancho Bernardo! Situated on a premium view lot with breathtaking mountain, hillside, and sunset views, this beautifully maintained residence offers the ideal combination of location, lifestyle, and comfort. Soaring vaulted ceilings, expansive windows, and abundant natural light create a bright and inviting atmosphere while framing the spectacular scenery throughout the home. Featuring three spacious bedrooms and a thoughtfully designed open floor plan, this home lives larger than its footprint and is ideal for both everyday living and entertaining. Recent upgrades include new energy-efficient windows and a new cooling system, providing year-round comfort and efficiency. The private backyard is a true highlight, offering stunning mountain views, peaceful outdoor living, and the perfect setting for relaxing, dining al fresco, or enjoying Rancho Bernardo's beautiful sunsets. Whether you're looking for a primary residence, downsizing to single-level living, or seeking a home in one of North County San Diego's most desirable communities, this property checks all the boxes. Located within the award-winning Poway Unified School District and just minutes from top-rated schools, golf courses, hiking trails, shopping, dining, and easy freeway access. Residents enjoy membership to the Bernardo Heights Community Center featuring resort-style pools, spa, fitness center, clubhouse, tennis courts, pickleball courts, basketball courts, playgrounds, and nearby Lucido Park.

Mortgage Calculator

Est. Monthly Payment

$7,068

Principal & Interest$5,486
Property Tax$1,085
Insurance$316
HOA$180
%($217,000)
%

Location

Loading map...

Investment Score

13D
Est. Monthly Rent
$4,312
Monthly Cashflow

Rent − PITIA

$-2,755
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,651

Mortgage (P+I)
$5,486
Cap Rate
0.92%
Cash-on-Cash
-25.72%
DSCR

Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$10,353

NOI (Annual)
$10,021
Price-to-Rent

Lower = better for investors

21.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator