12595 Camino Vuelo

12595 Camino Vuelo

D

Rancho Bernardo, CA 92128

$1,300,000

Soft Appraisal Value: $1,270,400 · 2.3% above estimate

Beds

3

Baths

2.5

Sqft

2,348

Year Built

1977

Days on Market

22

Property Type

Single Family

HOA/mo

$195

MLS ID

260006069SD

Description

One of a kind! This is the ONLY custom-built home in ALL of Oaks North! Ready to make it your own, this home boasts extra-large rooms, vaulted ceilings, and gorgeous Oaks North Golf Course views. Enjoy these views from the living room, dining room, family room, primary bedroom, kitchen and large covered back patio. There are stairs leading to the attic storage above the over-sized garage. Low HOA fees. Take advantage of everything Oaks North has to offer, including the Oaks North Community Center, Oaks North Golf course, Bernardo Winery, and nearby shopping. Join friends for pickleball, lawn bowling, or weekly activities at the community center. Oaks North is a 55+ community.

Mortgage Calculator

Est. Monthly Payment

$8,448

Principal & Interest$6,574
Property Tax$1,300
Insurance$379
HOA$195
%($260,000)
%

Investment Score

2D
Est. Monthly Rent
$4,556
Monthly Cashflow

Rent − PITIA

$-3,892
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,023

Mortgage (P+I)
$6,574
Cap Rate
0.51%
Cash-on-Cash
-27.80%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$12,378

NOI (Annual)
$6,609
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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