12555 Oaks North Drive

12555 Oaks North Drive

D

San Diego, CA 92128

$529,995

Beds

2

Baths

2

Sqft

1,096

Year Built

1977

Days on Market

9

Property Type

Condo

HOA/mo

$515

MLS ID

NDP2602104

Description

Welcome to 12555 Oaks North Dr #206, where sweeping views of the Oaks North Golf Course take center stage. Enjoy picturesque fairway vistas from the family room, primary suite, and second bedroom, with each window thoughtfully positioned to capture the scenery. Ideally located a short distance from the Oaks North Community Center, residents enjoy access to more than 30 clubs, activities, and social spaces. With bedrooms situated on opposite sides of the unit for added privacy, this home offers a rare combination of views, lifestyle, and convenience in one of Rancho Bernardo’s most sought after 55 plus communities.

Mortgage Calculator

Est. Monthly Payment

$3,880

Principal & Interest$2,680
Property Tax$530
Insurance$155
HOA$515
%($105,999)
%

Investment Score

27D
Est. Monthly Rent
$3,404
Monthly Cashflow

Rent − PITI − HOA

$-476
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,701

Mortgage (P+I)
$2,680
Cap Rate
2.22%
Cash-on-Cash
-5.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.88
Break-even Rent
$3,880

NOI (Annual)
$11,753
Price-to-Rent

Lower = better for investors

13.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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