12521 Camberwell Court

12521 Camberwell Court

D

Rancho Bernardo, CA 92128

$1,375,000
NEW — 3d on market

Beds

4

Baths

2

Sqft

2,082

Year Built

1988

Days on Market

3

Property Type

Single Family

HOA/mo

$50

MLS ID

260007762SD

Description

Welcome home to this beautifully updated single-level gem, ideally situated on a quiet cul-de-sac, with easy access to the freeway, in the heart of Rancho Bernardo. From the moment you step inside this rare one-story home, you’re greeted with an abundance of natural light, soaring vaulted ceilings, and elegant travertine flooring that creates a bright and inviting atmosphere throughout. The fully remodeled kitchen is the heart of the home, featuring high quality cabinetry, stunning quartz countertops and backsplashes, new stainless- steel appliances, a large deep sink, and an abundance of storage - perfect for both everyday living and entertaining. Just beyond, a cozy fireplace adds warmth and charm to the attached family room with new flooring. This spacious four-bedroom home offers comfort and functionality, including beautifully remodeled bathrooms with custom tile and granite finishes. Additional highlights include brand new carpeting, a whole house fan, air conditioning, plantation shutters, over 125 Sq Ft of useable attic space for storage, accessible via a walk-up ladder, a new ECO water heater, and extra storage cabinets in the 2-car garage—ensuring both convenience and peace of mind. Step outside to your own private patio retreat, complete with a patio cover - an ideal setting for relaxing, dining, or enjoying San Diego’s year-round sunshine. With its prime location, thoughtful upgrades, and welcoming feel, this Rancho Bernardo home is ready to be enjoyed.

Mortgage Calculator

Est. Monthly Payment

$8,779

Principal & Interest$6,953
Property Tax$1,375
Insurance$401
HOA$50
%($275,000)
%

Investment Score

3D
Est. Monthly Rent
$5,341
Monthly Cashflow

Rent − PITIA

$-3,438
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,812

Mortgage (P+I)
$6,953
Cap Rate
1.00%
Cash-on-Cash
-25.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$12,889

NOI (Annual)
$13,689
Price-to-Rent

Lower = better for investors

21.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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