12475 Floresta Way
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12475 Floresta Way

D

Rancho Bernardo, CA 92128

$1,395,000
NEW — 2d on market

Soft Appraisal Value: $1,368,700 · 1.9% above estimate

Beds

5

Baths

2.5

Sqft

2,372

Year Built

1971

Days on Market

2

Property Type

Single Family

HOA/mo

$486.86

MLS ID

260008547SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

One of the best values on the market in Rancho Bernardo! Offering 5 bedrooms( two downstairs ) , 3 bathrooms, approximately 2372 square feet, privately situated on a cul-de-sac , single loaded street in the Greens. The corner lot is 9700 SF with a large side yard , suitable for an ADU. The heart of the home offers a gourmet kitchen with granite countertops, open to a cozy family room, with fireplace. A second fireplace enhances the formal living and dining room, featuring vaulted ceilings and a dramatic staircase to 3 upstairs bedrooms (currently used as offices). Low maintenance yard, quiet and peaceful offering potential to customize to your tastes and style .

Mortgage Calculator

Est. Monthly Payment

$9,343

Principal & Interest$7,054
Property Tax$1,395
Insurance$407
HOA$487
%($279,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$5,851
Monthly Cashflow

Rent − PITIA

$-3,492
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,000

Mortgage (P+I)
$7,054
Cap Rate
0.91%
Cash-on-Cash
-25.81%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$13,643

NOI (Annual)
$12,647
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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