12384 Grandee Rd
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12384 Grandee Rd

C

Rancho Bernardo, CA 92128

$1,295,000
NEW — 1d

Soft Appraisal Value: $1,255,200 · 3.2% above estimate

Beds

2

Baths

2

Sqft

1,770

Year Built

1969

Days on Market

1

Property Type

Single Family

HOA/mo

$510

MLS ID

260016746SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Enjoy the best of Southern California living in this single-story home with an owned solar system, ideally situated along the Country Club of Rancho Bernardo Golf Course, offering beautiful views, western exposure, and a peaceful setting. From the moment you step inside, you'll appreciate the spacious floor plan, abundant natural light, and inviting living spaces that take full advantage of the surrounding scenery. The main living room features a stunning double-sided fireplace and opens seamlessly to the sunroom, where a wall of west-facing windows captures beautiful golf course views and memorable sunsets. The kitchen offers marble countertops, a convenient pass-through to the sunroom, a new dishwasher, and easy access to the adjacent family room, creating a comfortable flow for everyday living and entertaining. The family room could potentially be converted to an optional bedroom and opens through sliding glass doors to a spacious side yard featuring a covered patio, low-maintenance landscaping, and a wonderful setting to relax, entertain, and enjoy the beautiful Southern California weather. The spacious primary suite offers a private retreat with an ensuite bathroom, a double-sided closet with slider access to the backyard, and tranquil western-facing views of the golf course. The additional bedroom is generously sized and features a charming window seat surrounded by natural light, providing a wonderful space for guests, a home office, or a personal retreat. A two-car garage adds convenience and storage. Residents enjoy access to the Rancho Bernardo Swim and Tennis Club, featuring a pool, spa, fitness center, clubhouse, various sports courts, a playground, and additional recreational amenities. Ideally located near Bernardo Winery, Rancho Bernardo Inn, The Country Club of Rancho Bernardo, shopping, dining, and outdoor recreation, this home offers a rare opportunity to enjoy the relaxed and active lifestyle that makes Rancho Bernardo so desirable.

Mortgage Calculator

Est. Monthly Payment

$8,731

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
HOA$510
%($259,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,992
Monthly Cashflow

Rent − PITIA

$-4,739
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,737

Mortgage (P+I)
$6,548
Cap Rate
-0.17%
Cash-on-Cash
-31.21%
DSCR

Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$12,741

NOI (Annual)
$-2,260
Price-to-Rent

Lower = better for investors

27.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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