12376 Caminito Festivo
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12376 Caminito Festivo

C

Scripps Ranch, CA 92131

$970,000

Beds

3

Baths

2.5

Sqft

1,396

Year Built

1992

Days on Market

20

Property Type

Duplex

HOA/mo

$388

MLS ID

260013207SD

This property is in Scripps Ranch (92131). View neighborhood stats →

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About This Property

Campton in Scripps Ranch! This beautifully updated twin home showcases a thoughtfully designed floor plan and impressive upgrades. The gourmet kitchen features stainless steel appliances, quartz slab countertops, and stylish cabinetry, creating the perfect space for both everyday living and entertaining. Enjoy elegant plank flooring, a whole house water filtration system, newer Andersen dual-pane windows, updated HVAC system and durable vinyl fencing for easy maintenance. The private, low-maintenance backyard provides an ideal setting for outdoor gatherings, while abundant natural light fills the home's warm and inviting interior. Meticulously maintained, this exceptional home is situated on a quiet cul-de-sac with scenic views and is just a short walk to the community pool. Ideally located near top-rated schools, shopping, dining, parks, and entertainment, this home offers the very best of Scripps Ranch and San Diego living.

Mortgage Calculator

Est. Monthly Payment

$6,546

Principal & Interest$4,905
Property Tax$970
Insurance$283
HOA$388
%($194,000)
%

Location

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Investment Score

9D
Est. Monthly Rent
$3,622
Monthly Cashflow

Rent − PITIA

$-2,924
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,565

Mortgage (P+I)
$4,905
Cap Rate
0.42%
Cash-on-Cash
-28.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$9,551

NOI (Annual)
$4,075
Price-to-Rent

Lower = better for investors

22.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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