12372 Carmel Country 206

12372 Carmel Country 206

C

San Diego, CA 92130

$820,000

Beds

3

Baths

2

Sqft

1,131

Year Built

2003

Days on Market

Property Type

Condo

HOA/mo

$485

MLS ID

260017373SD

This property is in San Diego (92130). View neighborhood stats →

About This Property

Enjoy a polished, low-maintenance lifestyle in The Heights, one of Carmel Valley's most desirable gated communities. This light-filled residence has been extensively updated with fresh paint, new flooring, contemporary hardware, brand-new stainless steel appliances, and a smart thermostat. Enhanced lighting throughout further elevates the home's bright, welcoming feel. two-bedroom + dining room layout can be easily used as a three-bedroom. It's a perfect match for a growing family. Beyond the front door, residents have access to a pool, spa, fitness center, and clubhouse, while two assigned parking spaces and HOA-covered water and trash add everyday value. Conveniently close to top shopping and dining destinations as well as award-winning schools

Mortgage Calculator

Est. Monthly Payment

$5,691

Principal & Interest$4,146
Property Tax$820
Insurance$239
HOA$485
%($164,000)
%

Investment Score

24D
Est. Monthly Rent
$3,690
Monthly Cashflow

Rent − PITIA

$-2,000
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,532

Mortgage (P+I)
$4,146
Cap Rate
0.90%
Cash-on-Cash
-25.85%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$8,278

NOI (Annual)
$7,368
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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