12357 Caminito Peral

12357 Caminito Peral

D

Scripps Ranch, CA 92131

$1,275,000

Beds

4

Baths

2.5

Sqft

1,903

Year Built

1995

Days on Market

45

Property Type

Single Family

HOA/mo

$240

MLS ID

260002092SD

Description

Back on market. Beautifully maintained 4-bedroom, 2.5-bath home located on a corner lot at the end of a quiet cul-de-sac in the heart of Scripps Ranch. Enjoy a fully fenced front yard and a west-facing backyard with peaceful sunset views—ideal for relaxing or entertaining. Inside, enjoy a light-filled layout with a modern kitchen, flexible living and dining spaces, and a cozy breakfast nook. The spacious primary suite includes a private balcony, perfect for morning coffee or unwinding at sunset. Additional bedrooms offer flexibility for family, guests, or a home office. Situated within the highly sought-after EBS Elementary School boundary and conveniently located near parks, shopping, and freeway access, this home offers comfort, location, and outstanding value.

Mortgage Calculator

Est. Monthly Payment

$8,334

Principal & Interest$6,447
Property Tax$1,275
Insurance$372
HOA$240
%($255,000)
%

Investment Score

4D
Est. Monthly Rent
$4,763
Monthly Cashflow

Rent − PITI − HOA

$-3,571
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,729

Mortgage (P+I)
$6,447
Cap Rate
0.68%
Cash-on-Cash
-16.81%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$8,334

NOI (Annual)
$8,616
Price-to-Rent

Lower = better for investors

22.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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