12144 Carrollton Square
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12144 Carrollton Square

D

Rancho Bernardo, CA 92128

$1,195,000
NEW — 7d

Soft Appraisal Value: $1,176,900 · 1.5% above estimate

Beds

3

Baths

2.5

Sqft

2,026

Year Built

1989

Days on Market

7

Property Type

Single Family

HOA/mo

$280

MLS ID

NDP2604846

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to easy living in the gated community of Heritage Hills in Carmel Mountain Ranch. Ideally situated on a quiet cul-de-sac, this turnkey home features fresh paint, new carpet, and a bright open layout designed to feel both comfortable and inviting. The kitchen opens comfortably to the main living spaces, creating an ideal setup for gatherings and everyday living alike. Upstairs, the private primary suite features a walk-in closet and relaxing spa-like bathroom, while the additional bedrooms offer flexibility for family, guests, or a home office. Heritage Hills residents enjoy community pool and spa amenities while being surrounded by all the best parts of Carmel Mountain Ranch, including nearby parks, open space trails, walking paths, picnic areas, top-rated schools, shopping, dining, and convenient freeway access.

Mortgage Calculator

Est. Monthly Payment

$7,866

Principal & Interest$6,043
Property Tax$1,195
Insurance$349
HOA$280
%($239,000)
%

Location

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Investment Score

10D
Est. Monthly Rent
$5,014
Monthly Cashflow

Rent − PITIA

$-2,853
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,002

Mortgage (P+I)
$6,043
Cap Rate
1.05%
Cash-on-Cash
-25.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$11,510

NOI (Annual)
$12,491
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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