12127 Royal Lytham Row
1 / 20

12127 Royal Lytham Row

D

Rancho Bernardo, CA 92128

$950,000

Soft Appraisal Value: $935,300 · 1.6% above estimate

Beds

2

Baths

2

Sqft

1,207

Year Built

1989

Days on Market

48

Property Type

Single Family

HOA/mo

$709

MLS ID

260006950SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully maintained single-level home in the highly sought-after gated community of Masters Hill in Bernardo Heights. Offering 2 bedrooms, 2 bathrooms, and approximately 1,207 square feet, this residence combines comfort, style, and convenience. Step inside to soaring vaulted ceilings and an open, light-filled layout. The home features a renovated kitchen and an updated primary bathroom. Enjoy a private-use yard showcasing westerly views—perfect for relaxing or entertaining. The home is directly across from one of the many community pools. Additional highlights include a spacious 2-car garage and a prime location just minutes from top-rated schools, shopping, dining, and easy freeway access. Residents of Masters Hill enjoy a meticulously maintained, upscale environment with access to resort-style amenities, including multiple swimming pools, tennis courts, a fitness center, and more.

Mortgage Calculator

Est. Monthly Payment

$6,740

Principal & Interest$4,804
Property Tax$950
Insurance$277
HOA$709
%($190,000)
%

Location

Loading map...

Investment Score

1D
Est. Monthly Rent
$3,444
Monthly Cashflow

Rent − PITIA

$-3,296
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,880

Mortgage (P+I)
$4,804
Cap Rate
-0.10%
Cash-on-Cash
-30.82%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$9,781

NOI (Annual)
$-909
Price-to-Rent

Lower = better for investors

23.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator