12127 Royal Lytham Row

12127 Royal Lytham Row

D

Rancho Bernardo, CA 92128

$990,000
NEW — 4d on market

Soft Appraisal Value: $974,400 · 1.6% above estimate

Beds

2

Baths

2

Sqft

1,207

Year Built

1989

Days on Market

4

Property Type

Single Family

HOA/mo

$709

MLS ID

260006950SD

Description

Welcome to this beautifully maintained single-level home in the highly sought-after gated community of Masters Hill in Bernardo Heights. Offering 2 bedrooms, 2 bathrooms, and approximately 1,207 square feet, this residence combines comfort, style, and convenience. Step inside to soaring vaulted ceilings and an open, light-filled layout. The home features a renovated kitchen and an updated primary bathroom. Enjoy a private-use yard showcasing westerly views—perfect for relaxing or entertaining. The home is directly across from one of the many community pools. Additional highlights include a spacious 2-car garage and a prime location just minutes from top-rated schools, shopping, dining, and easy freeway access. Residents of Masters Hill enjoy a meticulously maintained, upscale environment with access to resort-style amenities, including multiple swimming pools, tennis courts, a fitness center, and more.

Mortgage Calculator

Est. Monthly Payment

$6,994

Principal & Interest$5,006
Property Tax$990
Insurance$289
HOA$709
%($198,000)
%

Investment Score

1D
Est. Monthly Rent
$3,943
Monthly Cashflow

Rent − PITI − HOA

$-3,051
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,783

Mortgage (P+I)
$5,006
Cap Rate
0.27%
Cash-on-Cash
-28.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$10,155

NOI (Annual)
$2,677
Price-to-Rent

Lower = better for investors

20.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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