12117 Putting Green Row
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12117 Putting Green Row

D

Rancho Bernardo, CA 92128

$1,250,000
NEW — 5d

Soft Appraisal Value: $1,217,800 · 2.6% above estimate

Beds

3

Baths

2

Sqft

1,586

Year Built

1986

Days on Market

5

Property Type

Single Family

HOA/mo

$282

MLS ID

NDP2604913

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to this beautifully remodeled single-level home in the gated Fairway Heights North community of Bernardo Heights. Offering 3 bedrooms, 2 bathrooms, and approximately 1,586 square feet, this light-filled residence features vaulted ceilings, updated windows and sliding doors, and thoughtfully curated designer-selected finishes throughout. The renovated kitchen blends style and function with KitchenAid appliances, quartz countertops, custom white oak accents, and a hidden walk-in pantry seamlessly integrated into the cabinetry. A pass-through peninsula opens to the dining area and flows into the inviting living room, where a tiled gas fireplace with a white oak mantel adds warmth and character to the main living space. The private primary suite features a walk-in closet and dual frosted glass doors opening to a tranquil indoor atrium connected to the low-maintenance backyard for a seamless indoor-outdoor feel. The spa-inspired ensuite includes dual sinks, a Toto toilet, and a large soaking tub beneath a statement chandelier. Two additional bedrooms and an updated secondary bathroom with a Toto toilet offer comfort and flexibility for guests, family, or a home office. Additional upgrades include newer central air conditioning and a new garage door. Enjoy absolute peace of mind with a completed Section 1 termite clearance and a 7-year roof certification. Move right in and enjoy premier access to the Bernardo Heights Clubhouse and Lucido Park, offering a fitness center, playground, heated pools, a jacuzzi, tennis, pickleball, basketball, and more. Separate golf club memberships are also available right inside the neighborhood. Your effortless, resort-style chapter starts here.

Mortgage Calculator

Est. Monthly Payment

$8,217

Principal & Interest$6,321
Property Tax$1,250
Insurance$365
HOA$282
%($250,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,580
Monthly Cashflow

Rent − PITIA

$-4,638
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,503

Mortgage (P+I)
$6,321
Cap Rate
-0.17%
Cash-on-Cash
-31.21%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$12,025

NOI (Annual)
$-2,185
Price-to-Rent

Lower = better for investors

29.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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