1211 9th St
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1211 9th St

Ctop 80%

Imperial Beach, CA 91932

$849,900

Pass at asking: -$3,771/mo full cashflow at 20% down, 7.43% rate.

Works at $358,870 (58% under asking), or at 84% down.

Rent $3,580/mo from 10 leases of 2–4 bed houses within 0.5 mi ($3,221–$3,961).

Beds

3

Baths

2

Sqft

1,188

Year Built

1954

Days on Market

48

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2607203

This property is in Imperial Beach (91932). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to 1211 9th St in Imperial Beach! This charming 3-bedroom, 2-bath home offers comfort, functionality, and coastal lifestyle living just blocks from the beach. Featuring a spacious primary suite and a 1-car garage, the home is designed for easy living and indoor-outdoor enjoyment. French doors from two separate rooms open to the backyard, creating a bright, airy feel and seamless access to outdoor space, perfect for relaxing or entertaining. A fantastic opportunity to own near the coast while enjoying the comfort of a well-laid-out home!

Mortgage Calculator

Est. Monthly Payment

$5,819

Principal & Interest$4,722
Property Tax$850
Insurance$248
%($169,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Oneonta Elementary · grades K-6 · South Bay Union

  • Middle

    Mar Vista Academy · grades 7-8 · Sweetwater Union High

  • High

    Mar Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

28C
Est. Monthly Rent
$3,580

10 leases of 2–4 bed houses within 0.5 mi · $3,221–$3,961

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,239
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,771

What would make this work?

$3,771/mo short at 20% down; 84% down or +$4,898/mo rent closes it.

Break-even price

58% under asking

$358,870
Break-even rent

$4,898/mo above the estimate

$8,478/mo
Cashflow at 35% down
−$2,886/mo
Down payment to break even

$713,916 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,722
Cap Rate
1.59%
Cash-on-Cash
-26.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$13,553
Price-to-Rent

Lower = better for investors

19.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,771/mo