121 E Orlando

121 E Orlando

Ctop 80%

Chula Vista, CA 91911

$948,000
NEW — 1d

Pass at asking: -$3,954/mo full cashflow at 20% down, 7.36% rate.

Works at $430,472 (55% under asking), or at 81% down.

Rent $4,273/mo from 25 leases of houses within 2 mi, size-adjusted ($4,111–$4,650).

Beds

6

Baths

3

Sqft

2,000

Year Built

1961

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260027090SD

This property is in Chula Vista (91911). Browse neighborhood analytics →

About This Property

Rare find! Newly upgraded 6 bedroom, 3 bathroom located on a quiet street. Main family home offers 5 bedrooms and 2 baths. Studio ADU has separate entrance, eat in kitchen, bathroom and direct access to backyard. New roof, A/C, heat, flooring, paint inside and out, quartz counters, cabinets, plumbing and electric fixtures, tankless water heater, laundry hook ups central to both homes, and roomy back patio / bar area with plenty of room for entertaining. ADU set up works well for rental income or extended family!

Mortgage Calculator

Est. Monthly Payment

$6,455

Principal & Interest$5,230
Property Tax$948
Insurance$276
%($189,600)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Palomar Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Castle Park Middle · grades 7-8 · Sweetwater Union High

  • High

    Castle Park Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

29C
Est. Monthly Rent
$4,273

25 leases of houses within 2 mi, size-adjusted · $4,111–$4,650

Monthly Cashflow

Rent − PITIA

-$2,181
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,954

What would make this work?

$3,954/mo short at 20% down; 81% down or +$5,135/mo rent closes it.

Break-even price

55% under asking

$430,472
Break-even rent

$5,135/mo above the estimate

$9,408/mo
Cashflow at 35% down
−$2,973/mo
Down payment to break even

$767,880 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,230
Cap Rate
1.89%
Cash-on-Cash
-25.03%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$17,878
Price-to-Rent

Lower = better for investors

18.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,954/mo