11911 Lomica Drive
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11911 Lomica Drive

C

Rancho Bernardo, CA 92128

$1,195,000
NEW — 1d

Soft Appraisal Value: $1,175,900 · 1.6% above estimate

Beds

3

Baths

3

Sqft

2,002

Year Built

1965

Days on Market

1

Property Type

Single Family

HOA/mo

$51

MLS ID

260017076SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

This exceptional residence blends timeless architecture with elevated California design. Every detail has been thoughtfully curated to create a home that feels warm, sophisticated, and truly move-in ready. Vaulted ceilings with exposed wood beams, skylights, and expansive windows fill the open-concept living spaces with natural light. At the heart of the home, the stunning chef's kitchen features custom oak shaker cabinetry, quartz countertops, a dramatic waterfall island, designer herringbone tile backsplash, premium LG appliances, and abundant storage—perfectly designed for everyday living and effortless entertaining. Beautifully remodeled bathrooms, wide-plank luxury vinyl flooring, designer lighting, and carefully selected finishes complete the home's cohesive, custom-inspired aesthetic. Offering 2,002 square feet with 3 bedrooms and 3 bathrooms, including a spacious primary suite and private ensuite guest bedroom, the thoughtfully designed layout balances comfort, style, and functionality. Outside, lush landscaping and inviting outdoor living spaces create a peaceful setting to relax or entertain. Located in the highly desirable Seven Oaks 55+ community, residents enjoy resort-style amenities including a pool, spa, fitness center, tennis courts, clubhouse, and a vibrant calendar of activities—all just minutes from Rancho Bernardo's shopping, dining, golf, and freeway access. Beautifully designed. Thoughtfully reimagined. An exceptional place to call home.

Mortgage Calculator

Est. Monthly Payment

$7,637

Principal & Interest$6,043
Property Tax$1,195
Insurance$349
HOA$51
%($239,000)
%

Location

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Investment Score

21D
Est. Monthly Rent
$5,302
Monthly Cashflow

Rent − PITIA

$-2,336
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,551

Mortgage (P+I)
$6,043
Cap Rate
1.50%
Cash-on-Cash
-22.85%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$11,212

NOI (Annual)
$17,900
Price-to-Rent

Lower = better for investors

18.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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