1191 Via Lucero

1191 Via Lucero

D

Oceanside, CA 92056

$749,000

Soft Appraisal Value: $742,600 · 0.9% above estimate

Beds

3

Baths

3

Sqft

1,569

Year Built

2021

Days on Market

10

Property Type

Condo

HOA/mo

$398

MLS ID

OC26060332

Description

Welcome to this beautifully maintained three-story home in the highly sought-after gated community of Pacific Ridge. Offering 1,569 square feet of thoughtfully designed living space, this charming residence features 3 spacious bedrooms, 2 full bathrooms, and 2 half bathrooms with a half bath coveniently located on both the first and second floor. From the moment you arrive, you’ll notice the pride of ownership throughout reflecting meticulous care and attention to detail. A welcoming, gated front courtyard sets the tone for relaxed indoor-outdoor living, while the second-floor balcony provides an ideal retreat to unwind and enjoy the surroundings. Inside, the home is enhanced with luxury plank vinyl flooring throughout both lower levels, creating a cohesive and modern feel. The interior boasts tasteful updates and finishes, making it truly move-in ready, with a functional layout designed for both everyday living and entertaining. Additional highlights include a two-car garage attached with direct access. Residents of Pacific Ridge enjoy access to a well-maintained community pool and spa. Ideally located just a short drive to Oceanside Pier and its beautiful beaches, this home offers the perfect balance of comfort, convenience, and coastal living all within the security of a gated community.

Mortgage Calculator

Est. Monthly Payment

$5,153

Principal & Interest$3,787
Property Tax$749
Insurance$218
HOA$398
%($149,800)
%

Investment Score

4D
Est. Monthly Rent
$3,677
Monthly Cashflow

Rent − PITI − HOA

$-1,475
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,945

Mortgage (P+I)
$3,787
Cap Rate
1.35%
Cash-on-Cash
-23.59%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$7,502

NOI (Annual)
$10,105
Price-to-Rent

Lower = better for investors

17.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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