11870 Caminito Ronaldo
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11870 Caminito Ronaldo #139

C

Rancho Bernardo, CA 92128

$649,000

Soft Appraisal Value: $638,300 · 1.7% above estimate

Beds

3

Baths

2

Sqft

1,218

Year Built

1985

Days on Market

49

Property Type

Condo

HOA/mo

$743

MLS ID

NDP2602299

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to your beautifully renovated home in the heart of Rancho Bernardo! This move-in-ready three-bedroom, two-bath condo features a bright open-concept layout filled with tons of natural light and thoughtfully updated from top to bottom. The home offers fully upgraded cabinetry, stunning countertops, modern light fixtures, and beautifully renovated bathrooms. Additional upgrades include brand-new kitchen appliances, a new washer/dryer, new windows, a new water heater, and a convenient under-sink water filtration system—making everyday living, cooking, and entertaining effortless. Step outside to your own private patio, with no neighboring units overlooking it for added privacy. Tucked into a well-maintained community, you'll enjoy access to a variety of amenities including two assigned parking spaces, two pools, two spa's, a clubhouse, tennis court, and gym. The neighborhood is incredibly walkable and dog-friendly—stroll through the community or to nearby shops, grab coffee at Starbucks, dine at local restaurants in the shopping center, or visit nearby grocery stores. Don’t miss out on this exceptional opportunity!

Mortgage Calculator

Est. Monthly Payment

$4,863

Principal & Interest$3,282
Property Tax$649
Insurance$189
HOA$743
%($129,800)
%

Location

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Investment Score

40C
Est. Monthly Rent
$3,733
Monthly Cashflow

Rent − PITIA

$-1,130
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,529

Mortgage (P+I)
$3,282
Cap Rate
1.39%
Cash-on-Cash
-23.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.77
Break-even Rent
$7,018

NOI (Annual)
$9,031
Price-to-Rent

Lower = better for investors

14.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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