1180 Academy Ln

1180 Academy Ln

D

Vista, CA 92081

$1,925,000

Soft Appraisal Value: $1,886,000 · 2.1% above estimate

Beds

5

Baths

4

Sqft

3,943

Year Built

1992

Days on Market

76

Property Type

Single Family

HOA/mo

N/A

MLS ID

260001449SD

Description

Tucked away on a private cul-de-sac, this extraordinary 3,943 sq. ft. custom estate in Vista captures the essence of luxury Southern California living. Set on over half an acre with room for an ADU and elevated panoramic views, the home’s refined design features travertine and hardwood flooring, a chef’s kitchen with Wolf range and hood, a whole-stone granite sink, and rich granite slab counters. Entertain in style with a dedicated wine room, elegant fireplaces, and a private music studio with full bath above the garage(could be another huge bedroom). The expansive primary suite offers a walk-in closet and peaceful garden views. Outdoors, enjoy a resort-inspired setting with a sparkling pool and spa, two cascading waterfalls, fire pit, koi pond with bridge, and lush fruit trees including apple, lemon, lime, tangerine, blueberry, and grape. Pig pit and garden areas with bird aviary top the lot off. Over 800 sqft. of covered space hosts a full granite outdoor kitchen, grill, ovens, bar seating, and lounge areas amid stunning landscaped grounds.

Mortgage Calculator

Est. Monthly Payment

$12,220

Principal & Interest$9,734
Property Tax$1,925
Insurance$561
%($385,000)
%

Investment Score

2D
Est. Monthly Rent
$6,371
Monthly Cashflow

Rent − PITIA

$-5,849
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,918

Mortgage (P+I)
$9,734
Cap Rate
0.51%
Cash-on-Cash
-27.80%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$17,953

NOI (Annual)
$9,786
Price-to-Rent

Lower = better for investors

25.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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