1175 Via Lucero
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1175 Via Lucero

D

Oceanside, CA 92056

$795,500
NEW — 0d on market

Soft Appraisal Value: $789,700 · 0.7% above estimate

Beds

3

Baths

2.5

Sqft

1,600

Year Built

2021

Days on Market

0

Property Type

Townhouse

HOA/mo

$440

MLS ID

NDP2603428

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

This is what you have been waiting for a "TWO story" home tucked inside the highly sought-after gated community of Pacific Ridge in Oceanside, this newer two-story home offers the perfect blend of style, comfort, and coastal living. Opportunities like this are rare—especially with a spacious yard that gives you room to relax, entertain, and truly enjoy your own private outdoor space. Inside, you’ll find fresh interior paint, designer finishes, and thoughtfully crafted built-ins that elevate both function and style. The open-concept floor plan is bright and inviting, centered around a stunning kitchen with crisp white cabinetry and upgraded back splash that flows seamlessly into the main living areas—ideal for everyday living and hosting. Lots of windows and natural light. The backyard is beautifully designed with low-maintenance artificial grass, creating a clean, polished look year-round without the upkeep. A two-car garage adds convenience, while the overall layout of the home delivers both comfort and versatility. Located in one of Oceanside’s newer and most desirable gated neighborhoods, Pacific Ridge offers a sense of privacy, community, and pride of ownership that’s hard to find, making this home a standout opportunity you won’t want to miss.

Mortgage Calculator

Est. Monthly Payment

$5,490

Principal & Interest$4,022
Property Tax$796
Insurance$232
HOA$440
%($159,100)
%

Location

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Investment Score

3D
Est. Monthly Rent
$3,653
Monthly Cashflow

Rent − PITIA

$-1,837
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,340

Mortgage (P+I)
$4,022
Cap Rate
1.03%
Cash-on-Cash
-25.19%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$7,991

NOI (Annual)
$8,189
Price-to-Rent

Lower = better for investors

18.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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