3537 Browning Street
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3537 Browning Street

C

San Diego, CA 92106

$1,550,000
NEW — 0d

Soft Appraisal Value: $1,488,600 · 4.1% above estimate

Beds

3

Baths

1

Sqft

1,428

Year Built

1927

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605620

This property is in San Diego (92106). View neighborhood stats →

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About This Property

Tucked within the heart of Point Loma in the coveted Author streets of Loma Portal, this timeless 1927 Spanish residence blends rich architectural character with meaningful upgrades. Custom-built by its original owner, George Zimmer, the estate has been meticulously preserved through nearly a century of generational devotion. Original details and old-world craftsmanship shine throughout, from the oak hardwood floors to the cozy fireplace that has been thoughtfully rebuilt and restored as a true centerpiece of the home. Natural light pours through the large front windows, where views of the city lights and surrounding neighborhood create a picturesque backdrop to everyday living. The home has been cared for and thoughtfully improved over the years, including new interior and exterior plaster and paint, updated fencing, electrical, foundation structurally updated, HVAC, attic insulation, ABS plumbing beneath the home, a newer tankless water heater and much more, offering a rare combination of preserved character and functional peace of mind. The detached garage, complete with its own electrical panel and mini split system, presents exciting potential for an ADU, future studio, workshop, gym, or creative flex space. Ideally positioned in one of Point Loma’s most beloved neighborhoods, the location is truly exceptional. Just moments from Liberty Station, Shelter Island, local cafes, restaurants, yacht clubs, and the San Diego Bay, the home also enjoys close proximity to highly regarded schools including Point Loma High School and Loma Portal Elementary, both just a short stroll away. Rarely does a home with this level of warmth, history, and soul become available in such a tight knit, coastal community.

Mortgage Calculator

Est. Monthly Payment

$9,840

Principal & Interest$7,838
Property Tax$1,550
Insurance$452
%($310,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,188
Monthly Cashflow

Rent − PITIA

$-5,652
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,907

Mortgage (P+I)
$7,838
Cap Rate
-0.05%
Cash-on-Cash
-30.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$14,456

NOI (Annual)
$-827
Price-to-Rent

Lower = better for investors

30.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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