1170 Pine St
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1170 Pine St

Dbottom 20%

Coronado, CA 92118

$15,950,000

Pass at asking: -$114,012/mo full cashflow at 20% down, 7.43% rate.

Works at $1,105,571 (93% under asking); even all cash loses money at asking.

Rent $11,027/mo from 18 leases of 3–5 bed houses within 1 mi ($9,620–$12,576).

Beds

4

Baths

5

Sqft

3,739

Year Built

2026

Days on Market

26

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014668SD

This property is in Coronado (92118). Browse neighborhood analytics →

Virtual Tour

About This Property

White water views!!!! Exceptional new construction coastal residence one house in from the ocean. This thoughtfully designed 4 bedroom, 6 bath home showcases stunning ocean views, timeless architecture, and luxury finishes throughout. The spacious floor plan features two primary suites , tall gambrel ceilings, wood detailing and two fireplaces. An elevator provides convenient access to two floors. The chef's kitchen and bar is equipped with Sub Zero refrigeration, icemaker, refrigerator drawers, wine cooler, Wolf range, and custom cabinetry, creating the perfect setting for entertaining. Ocean views from the kitchen sink. Enjoy seamless indoor-outdoor living with folding doors, multiple covered decks, outdoor kitchen, a private pool and spa, and a spectacular roof top deck offering panoramic 360 views of ocean, city skyline, and surrounding coastline. Additional highlights include Waterworks fixtures and faucets, and a dedicated laundry room with double stackable washers and dryers. A rare opportunity to own brand new luxury home combing exceptional craftmanship, premier amenities, and breathtaking ocean views in one of Southern California's most desirable coastal communities

Mortgage Calculator

Est. Monthly Payment

$109,211

Principal & Interest$88,609
Property Tax$15,950
Insurance$4,652
%($3,190,000)
%
Loan Term

Location

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Zoned Schools

  • Middle

    Coronado Middle · grades 6-8 · Coronado Unified

  • High

    Coronado High · grades 9-12 · Coronado Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Coronado bans stays of 25 days or less in residential zones. See the rules

Investment Score

0D
Est. Monthly Rent
$11,027

18 leases of 3–5 bed houses within 1 mi · $9,620–$12,576

Monthly Cashflow

Rent − PITIA

-$98,184
Full Cashflow

Incl. vacancy, PM, maint, capex

-$114,012

What would make this work?

$114,012/mo short at 20% down; +$148,067/mo rent closes it.

Break-even price

93% under asking

$1,105,571
Break-even rent

$148,067/mo above the estimate

$159,094/mo
Cashflow at 35% down
−$97,398/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$88,609
Cap Rate
-1.87%
Cash-on-Cash
-42.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.10

NOI (Annual)
-$298,218
Price-to-Rent

Lower = better for investors

120.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$114,012/mo