
1130 Pine Street
Dbottom 20%Coronado, CA 92118
Pass at asking: -$103,815/mo full cashflow at 20% down, 7.43% rate.
Works at $1,233,090 (92% under asking); even all cash loses money at asking.
Rent $12,300/mo from 10 leases of houses within 0.5 mi, same school area, size-adjusted ($9,957–$24,989).
Beds
6
Baths
5
Sqft
3,753
Year Built
1958
Days on Market
102
Property Type
Single Family
HOA/mo
N/A
MLS ID
260018781SD
This property is in Coronado (92118). Browse neighborhood analytics →
About This Property
Hidden just steps from Ocean Boulevard and Coronado’s iconic white-sand beaches, this exceptional Santa Barbara-inspired Spanish estate is a rare expression of timeless architecture and effortless coastal luxury. Designed around an extraordinary private courtyard, the home embraces an indoor-outdoor lifestyle that is nearly impossible to replicate this close to the beach. Walls of glass open to a covered loggia, sparkling pool, and lush landscaping, creating a private resort-like setting where the outdoors becomes an extension of the home. Originally reimagined by acclaimed architect Christian Rice and extensively enhanced beginning in 2024, the single-level main residence offers four bedrooms, 3.5 baths, soaring vaulted ceilings, abundant natural light, a signature beehive fireplace, and beautifully curated living spaces. A detached two-story casita provides exceptional flexibility with guest accommodations, living area, kitchenette, and a private terrace with glimpses of the Pacific. Set on an expansive 9,000+ sq. ft. lot with coveted alley access, the property also includes a two-car garage and dedicated golf cart parking. Fully approved plans by Christian Rice convey for an approximately 750-square-foot second-story addition designed to capture sweeping, protected Pacific Ocean views. Offering architectural pedigree, extraordinary indoor-outdoor living, future ocean-view potential, and an irreplaceable location just moments from the sand, 1130 Pine Street represents one of Coronado’s rarest coastal opportunities. Square footage per 3D Matterport. 3D tours available for main residence & casita.
Mortgage Calculator
Est. Monthly Payment
$100,995
Location
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Zoned Schools
Middle
Coronado Middle · grades 6-8 · Coronado Unified
High
Coronado High · grades 9-12 · Coronado Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$12,300
Comp Average
$11,789
1101 Isabella Avenue
6bd / 6ba · 3,532 sqft · Single Family
$9.85M
Est. $10,148/mo
920 Cabrillo Avenue
5bd / 4.5ba · 3,850 sqft · Single Family
$10.00M
Est. $11,249/mo
901 Country Club Ln
6bd / 7.5ba · 4,842 sqft · Single Family
$10.89M
Est. $13,971/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Coronado bans stays of 25 days or less in residential zones. See the rules
Investment Score
10 leases of houses within 0.5 mi, same school area, size-adjusted · $9,957–$24,989
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$103,815/mo short at 20% down; +$134,825/mo rent closes it.
- Break-even price
- $1,233,090
- Break-even rent
- $147,125/mo
- Cashflow at 35% down
- −$88,451/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
92% under asking
$134,825/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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