1160 Little Gopher Canyon
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1160 Little Gopher Canyon

Dbottom 20%

Vista, CA 92084

$3,399,000

Pass at asking: -$20,129/mo full cashflow at 20% down, 7.36% rate.

Works at $765,059 (77% under asking); even all cash loses money at asking.

Rent $7,593/mo from 9 leases of 2–4 bed houses in 92084 ($5,755–$6,493).

Beds

3

Baths

3.5

Sqft

4,061

Year Built

2009

Days on Market

302

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2600445

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

STERLING FARMS RARE OPPORTUNITY!! Buyer funds delayed, Back Up Offers now being considered. Exceptional, Sustainable Off-the-Grid, Turnkey Equestrian Estate with A70 Zoning This Exquisite, Traditional 3BD|3.5BA, 4061 SQFT Architectural Beauty welcomes you with Refined Architectural detailing, Quality Millwork, and thoughtfully chosen finishes that set the tone for the home from the moment you enter the Foyer. Well provides water for the entire property with 10,000-gallon storage tank with State of the Art, Reverse Osmosis system, along with City Water hookup and Fully Owned Solar Panels that supply energy to the entire property. This Premier Estate encompasses everything and possibly more than you could dream of …. Upon entering the Storybook Gated Entry, this one in a lifetime Premier Estate is perfectly situated on 5.65 fully usable acres in the highly sought-after horse property enclave of Little Gopher Canyon Road. The Beautifully appointed Living Room showcases Fine Finishes, Abundant Light, Elegant Proportions, Fireplace and quality materials that creates a Timeless Inviting Haven. The True Chef’s Kitchen, reflects a commitment to Quality, featuring and Open Concept Great Room with Fireplace for Daily Living and Entertaining. Top of the Line appliances include a Viking 6 Burner Range, Refrigerator/Freezer, Wall Mounted Oven & Warming Drawer, 2 Kitchen Aide Dishwashers, Whirlpool Duet Washer & Dryer and additional Full Size GE Refrigerator and Frigidaire Freezer in Adjacent Oversized Laundry Room. Grand Formal Dining Room is enhanced architectural detailing and Poolside View offering an elegant setting for both Intimate and Large gatherings as it flows directly to Outdoor Dining Space. Serene Primary Retreat with Fireplace, Sunroom, Walk in Coset and Spa inspired Primary Bath. Secondary Bedrooms offer Comfortable Proportions and Versatile spaces for Family, Guests or Home Office use. A Charming Poolside Guest House offers a Private 1 BD|1BA Retreat with a comfortable Living Room, Full Kitchen, ideal for Guests, Extended Family or a work-from-home escape. For the Equestrian Enthusiast or Professional the A-70 Zoning is amazing as it allows for unlimited number of horses and potential Stall Income. The Equestrian Facilities are unrivaled: • A Fully Equipped Barn Master Metal Barn with ¾ Bathroom, Eight 12x12 stalls, Four with 12x16 in-and-outs • Attached Mare Motel with Eight stalls, featuring Four at 16 x 24 and Six at 12x16 ft • Two Warm Water Wash Racks and Two adjacent sets of Crossties • 2024 Hay & Shavings Barn, Multiple Storage Sheds, Covered Parking for Farm Equipment (Included in Sale) • A 225’ x 80’ Professional riding arena with 2024 Triple Crown Footing Sand and Fiber Footing, 2023 HDPE arena footing, new Dressage Mirror Bank • 2 Large Level sand and Shade covered Turn Outs and Half Acre Grass Pasture that has Two Gates and could be divided into as many Turnouts as specific horses require. • A Luxury, Covered Viewing Pavilion, Bridal Path, perfect for Riding and cooling down, turn outs, Round Pen with Solid Wooden Walls New 2 BD|2BA 5th Wheel Living Quarters for Farm Staff (available for purchase) with Gazebo, Dog Pen, Storage Room (also on Well and Solar). Experience the best of Sustainable Living with the Estate’s robust Off-the-Grid features including Gardens that can feed the entire Family…. • Greenhouse for year-round cultivation • 19 Raised Beds filled that currently produce Tomatoes, Peppers, Beans, Carrots, Cucumbers, Radishes, Beets, Watermelon, Cantaloupe, Onions, Shallots, Leeks, Eggplant, Garlic, Potatoes, Zucchini, Pattypan Squash, Spaghetti Squash, and Pumpkins • Herb and Lettuce Gardens • 20 Fruit Bearing Trees, Flowers & Animal Pens Harmonious Sophistication,Functionality & Sustainable Living, an Unmatched Lifestyle for Discerning Buyers. Don’t miss the opportunity to make this Extraordinary Property as your own!

Mortgage Calculator

Est. Monthly Payment

$23,143

Principal & Interest$18,753
Property Tax$3,399
Insurance$991
%($679,800)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$7,593

9 leases of 2–4 bed houses in 92084 · $5,755–$6,493

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($6,015). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$15,550
Full Cashflow

Incl. vacancy, PM, maint, capex

-$20,129

What would make this work?

$20,129/mo short at 20% down; +$26,141/mo rent closes it.

Break-even price

77% under asking

$765,059
Break-even rent

$26,141/mo above the estimate

$33,734/mo
Cashflow at 35% down
−$16,613/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$18,753
Cap Rate
-0.35%
Cash-on-Cash
-35.53%
DSCR

Need ≥ 1.25 for DSCR loan

0.33

NOI (Annual)
-$11,955
Price-to-Rent

Lower = better for investors

37.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
DCashflow−$20,129/mo