11495 Larmier Cir
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11495 Larmier Cir

D

Scripps Ranch, CA 92131

$1,840,000
NEW — 2d

Soft Appraisal Value: $1,828,700 · 0.6% above estimate

Beds

4

Baths

3

Sqft

2,753

Year Built

1990

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010155SD

This property is in Scripps Ranch (92131). View neighborhood stats →

About This Property

Nestled on a sprawling corner lot in the heart of Scripps Ranch, this exceptional home combines classic elegance with contemporary comfort. Step inside to discover a light-filled haven where soaring ceilings, stacked windows, and four sets of French doors blur the line between indoors and out. The chef’s kitchen features refaced cabinetry, newer appliances, and a cozy breakfast nook perfect for morning coffee. The flexible layout includes a main-level bedroom with a full bath and private patio, ideal for guests, multigenerational living, or a home office. The true showstopper is the resort-inspired backyard, designed for unforgettable moments. Lounge by the 75-ft, Olympic-length heated pool, surrounded by Saltillo-tiled patios, lush landscaping, and multiple outdoor spaces that invite everything from lively celebrations to tranquil evenings under the stars. Mature trees frame the setting, offering exceptional privacy. Luxurious touches abound, including solid oak hardwood floors, marble tile, new carpeting, custom built-ins, and two fireplaces. The primary suite is a retreat unto itself, featuring dual walk-in closets, a spa-like bath with a soaking tub, and a serene balcony. Three-car garage featuring epoxy flooring, built-ins, and walk-up attic storage, along with upgraded HVAC, a newer water heater, a camera security system, and a dedicated laundry room. With no rear neighbors, only one adjacent neighbor, and close proximity to Lake Miramar, top-rated schools, and parks, this home captures the essence of Scripps Ranch living privacy, community and endless possibilities.

Mortgage Calculator

Est. Monthly Payment

$11,681

Principal & Interest$9,304
Property Tax$1,840
Insurance$537
%($368,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$6,291
Monthly Cashflow

Rent − PITIA

$-5,390
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,370

Mortgage (P+I)
$9,304
Cap Rate
0.61%
Cash-on-Cash
-27.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$17,162

NOI (Annual)
$11,205
Price-to-Rent

Lower = better for investors

24.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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